Bank of America

Credit Analyst III – FAM Specialist

Bank of America

full-time

Posted on:

Location Type: Hybrid

Location: CharlotteMontanaNorth CarolinaUnited States

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About the role

  • Responsible for the timely completion of accurate financial statement spreads and risk ratings in support of underwriting new credit requests
  • Spread and analyze complex financial information for high-net-worth clients
  • Accurately risk rate clients using regulatory definitions and good credit judgement
  • Effectively communicate spreading and risk ratings outcomes with key business partners

Requirements

  • 3–5 years in credit analysis, accounting, financial analysis, or a closely related credit risk role
  • Proficient in interpreting various Commercial loan documents
  • Strong working knowledge of commercial loan structures and financial statement analysis
  • Attention to Detail
  • Critical Thinking
  • Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent
Benefits
  • Health insurance
  • 401(k) matching
  • Flexible work hours
  • Paid time off
  • Professional development opportunities
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysisfinancial analysisfinancial statement analysisrisk ratingcommercial loan structuresinterpreting loan documents
Soft Skills
attention to detailcritical thinkingeffective communication