Credit Officer II – Asset Based Finance
Bank of America
full-time
Posted on:
Location Type: Hybrid
Location: Hartford • Connecticut • Massachusetts • United States
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Salary
💰 $99,000 - $225,000 per year
About the role
- Managing clients and related credit products
- Partnering with relationship management, sales/trading, treasury management, operations and risk teams
- Underwriting, monitoring, managing operational needs and/or client requests
- Covering a portfolio of asset-based lending clients
- Delivering credit solutions and managing risk
- Analyzing client trends to identify opportunities
- Pitching credit opportunities, reviewing and negotiating legal documentation
- Overseeing the work of junior associates
Requirements
- 10+ years’ experience in asset-based lending, commercial banking, or private credit
- Sound understanding of credit, transaction structuring, and financial and collateral analysis
- Detailed understanding of legal documentation
- Ability to draft concise, accurate and clear credit approvals with minimal oversight.
- Bachelor's or Master’s degree preferred or equivalent experience
- Formal Credit Training
- Experience with bankruptcy and restructuring matters
Benefits
- Discretionary incentive eligible
- Annual discretionary award based on performance
- Industry-leading benefits
- Access to paid time off
- Resources and support for employees
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
asset-based lendingcommercial bankingprivate creditcredit analysistransaction structuringfinancial analysiscollateral analysislegal documentationcredit approvalsbankruptcy and restructuring
Soft Skills
client managementnegotiationcommunicationanalytical skillsteam collaborationleadershipproblem-solvingattention to detailorganizational skillsability to work independently
Certifications
Formal Credit Training