
Senior Financial Analyst – Banking Segment
Banco ABC Brasil
full-time
Posted on:
Location Type: Hybrid
Location: São Paulo • Brazil
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Job Level
Tech Stack
About the role
- VOP (Volume Operated) Management: Calculate and monitor portfolio volume, ensuring data integrity of:
- Volume Operated: analysis of vintages and stock;
- Duration: calculation of the duration of disbursed operations;
- Flat Margin: determination of the nominal margin of disbursed operations.
- Spread and Profitability Management:
- Calculate and monitor the spread by analyzing the difference between the lending rate (customer) and the funding/opportunity cost (FTP - Funds Transfer Pricing);
- Identify spread offenders (discounts granted, changes in product mix);
- Act as an internal consultant by simulating the financial impact of new rates, maturities, or changes in product mix;
- Investigate revenue deviations and propose corrections to business rules or transactional systems;
- Preparation of dashboards, reports and presentations;
- Gather and summarize data to produce sophisticated reports on the financial position;
- Desired knowledge of GCP (Google Cloud Platform), Data Looker and Python;
Requirements
- Knowledge of banking products;
- Financial analysis;
- Financial mathematics;
- Analytical ability and critical mindset;
- Good interpersonal skills and teamwork;
- Results-oriented with systems thinking;
- Knowledge of banking accounting concepts;
- Proficient in spreadsheets, databases, MS Office and financial application software;
Benefits
- Medical coverage
- Dental coverage (Omint)
- Life insurance
- PLR (Profit Sharing)
- PPR (Performance-based profit-sharing program)
- ABC com Você: a program that supports employees and their families with legal, social, psychological and financial assistance
- Meal voucher
- Food/grocery allowance
- Extended parental leave: 20 days paternity and 6 months maternity
- Childcare/babysitting assistance
- Annual day off
- Home office allowance
- Home office infrastructure allowance
- TotalPass
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
financial analysisfinancial mathematicsdata analysisportfolio volume calculationduration calculationmargin determinationspread calculationrevenue investigationreport preparationdata summarization
Soft skills
analytical abilitycritical mindsetinterpersonal skillsteamworkresults-orientedsystems thinking