Servicing Analyst

Axos Bank

Servicing Analyst managing equipment lease and loan portfolio operations for digital bank Axos. Handling fundings, cash application, reconciliations, payments, commissions, reporting, and syndication support.

Posted 8/14/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSenior💰 $27 - $31 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in equipment lease and loan servicing operations, including cash application and funding processes. Proficient in using financial systems and advanced spreadsheet skills for accurate tracking and reporting of servicing activities.

Highest-signal resume keywords

Equipment Lease/Loan Servicing OperationsGeneral Ledger ProficiencyAdvanced Spreadsheet SkillsAnalytical Problem-SolvingAI-Enabled Tools Usage

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Cash ApplicationFunding TrackingPayment Variance ResearchContract Rate AnalysisACH/EFT Payment HandlingVendor Billing ProcessingFinancial ReportingLockbox ProcessingAccounting ConceptsFinancial Services Operations

Soft Skills

Effective CommunicationAnalytical ThinkingAttention to DetailConfidentiality MaintenanceDeadline Management

Tools & Technologies

Microsoft DynamicsLoan/Lease Servicing PlatformsFinancial SystemsAutomation ToolsReporting Tools

Industry Keywords

Commercial FinanceLeasing IndustrySyndication ActivitiesPayment ProcessingRevenue Sharing

About the role

Key responsibilities & impact

Process and release daily equipment lease/loan fundings, ensuring approval thresholds are met and funding trackers are updated
Review lockbox and ACH cash receipts, determine correct fund application, and prepare files for the third-party servicer
Enter and track daily cash activity for company bank accounts in the general ledger system
Research and resolve payment, contract rate, and account variances, escalating booking errors or unusual items
Process returned payments, refunds, and payoffs
Maintain and process advanced payment ledger and suspense accounts
Support syndication activities, including fund transfers, payoff and clawback tracking, and late-fee remittance
Process monthly and quarterly vendor and dealer commission, billing, and revenue-sharing payments
Prepare recurring servicing reports and respond to audit confirmation requests
Maintain manual asset-level vendor billing outside the standard billing process
Update contract, funding, and lockbox tracking spreadsheets and servicing systems
Use AI-enabled tools and automation for cash application, variance research, and reporting, verifying outputs
Coordinate with the third-party loan servicer, accounting and treasury partners, vendors, dealers, and syndication partners
Report to the Servicing Manager

Requirements

What you’ll need

Bachelor’s degree preferred; in lieu of a degree, 5–10 years of relevant financial services operations experience
Working knowledge of equipment lease/loan servicing operations, including cash application, funding, and operations tracking
Experience in commercial finance or leasing industry
Proficiency with general ledger and financial systems, such as Microsoft Dynamics
Advanced spreadsheet skills for tracking, processing, and reporting servicing activity
Familiarity with loan/lease servicing platforms, lockbox processing, and ACH/EFT payment handling
Strong analytical and problem-solving skills for researching and resolving payment, contract, and account variances
Ability to manage recurring daily, weekly, monthly, and quarterly deadlines accurately
Effective written and verbal communication skills
Basic understanding of accounting and general ledger concepts related to servicing transactions
Ability to maintain confidentiality of financial, customer, and contract information
Comfort using AI-enabled tools and automation for data review, reporting, and variance research
Successful completion of credit check, criminal background check, and pre-employment drug screening, including marijuana screening
Must satisfy U.S. employment eligibility verification requirements

Benefits

Comp & perks

Eligible for an Annual Discretionary Cash Bonus Target: 10%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%
Medical, Dental, Vision, and Life Insurance
Paid Sick Leave
3 weeks’ Vacation
Holidays (about 11 a year)
HSA or FSA account
Other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program
529 Savings Plan
Employee Mortgage Loan Program
Free access to an Axos Bank Account with Self-Directed Trading