AVP, Relationship Manager
Avidbank
full-time
Posted on:
Location Type: Hybrid
Location: San Jose • California • United States
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Salary
💰 $105,000 - $160,000 per year
Job Level
About the role
- Managing a portfolio of clients and developing good business relationships that lead to loans, deposits and other banking products
- Assisting with the management sales and service efforts to ensure retention of existing relationships and growth of new relationships
- Developing and managing a significant loan and deposit portfolio for the Bank specializing in serving businesses
- Developing business checking and deposit relationships with customers
- Promoting business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services
- Interviewing prospective applicants and requesting specified information related to loan or credit application
- Analyzing potential loan markets to develop new prospects
- Performing pre-qualification assessment and analysis of financial condition and risk of financing requests
- Gathering and analyzing all information necessary to present a financing request to senior management or Loan Committee
- Soliciting, negotiating, underwriting and coordinating the closing of business loans in compliance with the Bank's lending policies and procedures
- Conducting relevant due diligence interviews or calls with venture capital and Private Equity investors
- Ensuring that credit inquiries and UCC filings are researched to determine credit worthiness
Requirements
- Thorough understanding of financial services and banking products
- Strong underwriting and portfolio management skills
- Results driven
- Financial modeling experience and comfort
- Ability to manage complex credits and client relationships
- Background in cash flow lending for sponsor-backed borrowers a plus
- Thrives in a dynamic and remote work environment
- Skilled communicator (written and verbal)
- Strong ability to lead and motivate junior staff
- Ability to interpret financial data and reports and when necessary, recommend appropriate actions
- Ensures absolute confidentiality in all areas of responsibility
- Pro-active attitude and resourcefulness
- Bachelor's degree along with at least 3-4 years of experience
- Experience in asset-based and cash flow lending products
Benefits
- competitive compensation
- medical
- dental
- vision
- life insurance
- long term disability insurance
- 401k with matching
- paid holidays
- competitive paid time off policy
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
underwritingportfolio managementfinancial modelingcash flow lendingcredit analysisloan structuringrisk assessmentfinancial data interpretationdue diligencebusiness loans
Soft Skills
results drivencommunicationleadershipmotivationproactive attituderesourcefulnessrelationship managementconfidentialityadaptabilityteam collaboration
Certifications
Bachelor's degree