Aspora

Legal Counsel

Aspora

full-time

Posted on:

Location Type: Remote

Location: United States

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About the role

  • Serve as primary US legal counsel for Aspora’s US money transmission, remittance, and payments offerings, providing day-to-day advice to product, operations, compliance, and leadership.
  • Advise on the legal aspects of state money transmitter licensing (MTLs), NMLS filings, product structures, and customer journeys, partnering closely with the US CCO and compliance team.
  • Interpret and advise on US federal and state laws affecting our business, including money transmission laws, EFTA/Reg E, consumer protection/UDAP, BSA/AML and sanctions (from a legal perspective), privacy, and marketing/advertising rules.
  • Draft, review, and negotiate a wide range of commercial agreements, including bank and program-manager arrangements, payment processor agreements, vendor contracts, and partnership deals.
  • Own and maintain customer-facing legal content for the US (terms and conditions, disclosures, consent language, privacy notices), and support the development of internal policies and playbooks.
  • Support interactions with US regulators, state agencies, banking partners, auditors, and external counsel, including preparing responses to exams, inquiries, and complaints.
  • Monitor legal and regulatory developments impacting remittances, payments, and consumer financial services, and proactively translate them into concrete product and process changes.
  • Able to handle multi-jurisdictional legal matters in close coordination with our global legal team.
  • Build scalable templates, training, and guidance to help non-legal teams spot issues early and make sound, risk-aware decisions.

Requirements

  • JD from an accredited US law school and active membership in at least one US state bar; eligible to practice in your state of residence (in-house registration where applicable)
  • 3 – 5 years of post-qualification experience in legal roles focused on financial services, payments, or fintech—whether in-house or at a top law firm advising such clients
  • Strong working knowledge of US money transmission and payments law, consumer financial services rules (including EFTA/Reg E and UDAP/UDAAP concepts), and the legal dimensions of BSA/AML, sanctions, and data privacy
  • Track record of partnering with product, compliance, and operations teams to launch or scale financial products in a regulated environment, ideally across multiple states or jurisdictions
  • Exceptional drafting and negotiation skills; able to create clear, commercially focused contracts and policies that reflect our risk appetite
  • Risk-based mindset with the ability to propose pragmatic, business-oriented solutions that balance regulatory expectations, customer protection, and growth
  • Comfortable operating as an early legal hire in a fast-moving environment—hands-on, resourceful, and decisive under ambiguity
  • Excellent communicator who can simplify complex legal concepts, influence stakeholders at all levels, and build trust with regulators, partners, and internal teams.
Benefits
  • Competitive salary and opportunity for wealth creation
  • Professional development budget and learning stipends
  • Wellness benefits and team bonding initiatives
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
JDmoney transmission lawpayments lawEFTAReg EBSAAMLdata privacycontract draftingnegotiation
Soft Skills
communicationcollaborationproblem-solvingrisk managementdecision-makinginfluencingtrust-buildingadaptabilityresourcefulnessclarity
Certifications
active membership in US state bar