Senior Credit Policy Analyst

Analista de Políticas de Crédito Sênior at Asaas working on credit policies, data analysis, and process optimization.

Posted 6/4/2026full-timeRemote • 🇧🇷 BrazilSeniorWebsite

Tools & technologies

PythonSQL

Key responsibilities & impact

Develop and review credit policies, ensuring compliance with business rules and regulatory standards;
Specify, implement, and monitor internal policies and procedures, ensuring they remain up to date and compliant with regulations;
Serve as the point of contact between Underwriting, Monitoring, Collections, and Product teams, ensuring integration and consistency of policies and processes;
Lead credit-related projects;
Collaborate with the Data team to perform statistical analyses to improve credit policies;
Prepare studies and review data, proposing changes and adjustments to credit metrics and processes;
Analyze the credit portfolio, assessing deterioration risk and interpreting credit bureau and SCR (Credit Information System) data;
Review and recalibrate models and variables of the credit decision engine;
Evaluate the effectiveness of credit modeling and the performance of rules;
Monitor and propose risk indicators for credit products, ensuring effective management and regulatory compliance;
Present reports and analyses on the performance of credit engines, providing strategic insights for decision-making;
Identify and evaluate new solutions and technologies in credit management.

What you’ll need

Bachelor's degree in Business Administration, Financial Mathematics, Economics, or related fields;
Postgraduate degree in Data Analytics, Finance, Credit and Collections, Economics, or related areas;
Experience in the financial market (fintechs, payments industry, and other financial institutions) with a focus on credit products and policies;
Professional experience with BI tools (Metabase, Power BI, Excel, among others), applying them to create reports and dashboards;
Experience with credit metrics and KPIs;
Knowledge of SQL and Python.

Comp & perks

ATS Keywords

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Hard Skills & Tools

credit policiesstatistical analysescredit metricscredit modelingrisk indicatorsSQLPython

Soft Skills

collaborationleadershipcommunicationanalytical thinking

Certifications

Bachelor's degreePostgraduate degree