Senior Underwriter – Commercial Lines

Arbol

Senior Underwriter providing market expertise for Arbol's climate risk coverage. Focused on ensuring accurate commercial property risk selection and pricing in a transformative underwriting environment.

Posted 6/24/2026full-timeRemote • Florida • 🇺🇸 United StatesSenior💰 $80,000 - $95,000 per yearWebsite

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

underwritingpricing modelsrisk modelingfacultative reinsurancemarket analysisdata analysisinsurance solutionsloss experience analysisregulatory compliancecoverage modification

Soft Skills

collaborationmarket insight expertiseactionable guidancecommunicationproblem-solvingadaptabilityattention to detailorganizational skillscustomer servicestrategic thinking

Certifications & Qualifications

CPCUAUARM

Industry Keywords

commercial underwritinginsurance experiencepricing adequacystate-specific regulationsproduct developmentprofitability monitoringrenewal applicationsendorsement applicationsclass of businessline of business trends

About the role

Key responsibilities & impact

Support a profitable book of business by accepting or rejecting new, renewal, and endorsement applications in accordance with company guidelines
Maintain thorough knowledge of class of business and line of business trends, providing market insight expertise to help build and improve our AI-assisted selection and pricing models
Collaborate with our internal actuarial, claims, and compliance teams on pricing adequacy, loss experience, and state-specific regulatory requirements
Identify gaps in pricing market norms and modeled output; provide actionable guidance for underwriting and product team
Monitor profitability and quality of submissions
Keep up-to-date with underwriting, product, and pricing changes
Price risks and place facultative reinsurance
Model CRP and/or BOP risks to ensure accuracy in pricing
Modify coverage terms and conditions to reduce pricing and eligibility friction and better serve our customers with insurance solutions

Requirements

What you’ll need

Bachelor's degree (B.A/B.S.) from a four-year college or university or the equal amount of work experiences
10-15 years of insurance experience in commercial underwriting, commercial claims, or commercial product development
Professional designation (CPCU, AU, ARM) preferred
Occasional travel may be required

Benefits

Comp & perks

competitive compensation
equity in a high-growth startup
comprehensive health, dental, and vision coverage
optional flexible spending account (FSA)
401(k) match
flexible PTO