Aqua Finance, Inc.

Senior Compliance Examiner

Aqua Finance, Inc.

full-time

Posted on:

Location Type: Remote

Location: United States

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Job Level

Senior

About the role

  • Execute the compliance testing plan by conducting research, reviewing business operations, performing transaction testing, documenting results, and validating remediation
  • Lead consumer compliance reviews as Lead Examiner and provide guidance to testing team members
  • Maintain strong awareness of regulatory changes, business initiatives, and change management impacts
  • Prepare clear, well-documented workpapers outlining testing procedures, results, and analysis
  • Apply independent judgment when evaluating business practices, compliance risks, and recommendations
  • Identify compliance risks and assess the adequacy of control environments based on testing results
  • Provide regular progress updates and reporting to management
  • Draft comprehensive and defensible testing reports
  • Build and maintain effective working relationships with business partners and stakeholders
  • Respond to business inquiries related to compliance requirements and risk interpretation
  • Review and analyze policies, procedures, workflows, and first-line monitoring activities
  • Research regulatory and operational issues and provide clear, actionable recommendations or escalate as needed
  • Develop corrective action recommendations, review management action plans, and validate remediation through issue closure
  • Support special projects and other duties as assigned.

Requirements

  • Bachelor’s degree in a related field or equivalent experience required; Certified Regulatory Compliance Manager (CRCM) preferred
  • 5+ years of experience in financial services compliance supporting consumer indirect or direct lending, including 3+ years in a compliance testing or monitoring environment
  • Proven ability to lead end-to-end compliance reviews, including scoping, planning, execution, and reporting
  • Experience using automation and technology to improve testing efficiency and validate controls
  • Experience assessing first- and second-line control environments
  • Strong working knowledge of consumer regulations including TILA, ECOA, FCRA, FDCPA, EFTA, ESIGN, GLBA, MLA, SCRA, TCPA, and UDAAP
  • Strong analytical skills with the ability to interpret regulations and apply them to business processes
  • Ability to identify trends, emerging risks, and root causes across testing cycles
  • Experience developing clear, defensible testing documentation and reports
  • Ability to influence stakeholders and communicate findings effectively
  • Experience partnering with legal, risk, audit, and operational teams to resolve compliance issues
  • Strong organizational skills with the ability to manage multiple priorities and deadlines
  • Demonstrated sound judgment, professional skepticism, and attention to detail
  • Proficiency in Microsoft Office; Jira/Confluence experience preferred
  • Ability to thrive in a fast-paced environment.
Benefits
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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
compliance testingtransaction testingrisk assessmentregulatory analysistesting documentationdefensible reportingcontrol environment assessmentcorrective action recommendationsautomation in testingconsumer regulations
Soft Skills
leadershipanalytical skillscommunicationorganizational skillsjudgmentprofessional skepticismattention to detailrelationship buildinginfluencing stakeholdersproblem-solving
Certifications
Bachelor's degreeCertified Regulatory Compliance Manager (CRCM)