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Mortgage Lock Desk Analyst
AmeriSave Mortgage CorporationLock Desk Analyst supporting loan origination units and managing rate locks for AmeriSave Mortgage Corp. This role includes offering solutions and maintaining pricing accuracy in a remote environment.
Tech Stack
Tools & technologiesSQL
About the role
Key responsibilities & impact- Lock loans with investors and internal LOS; research and complete re-locks; revise lock and extension requests in a timely and professional manner
- Manage the Lock Desk queue in a timely manner by providing support to Loan origination units as needed
- Enforce AmeriSave Rate Lock Policy while working closely with Loan Officers and Operations Staff
- Aid production support staff in challenging pricing situations such as High-Cost exceptions, HPML credits, etc.
- Offer solutions and work with the Lock Desk Manager and Information Technology Team to maintain accuracy of internal pricing engine to improve system processes and performance
- Process requests and lock cancellations with investors
Requirements
What you’ll need- 1+ years of Pricing / Lock Desk Support experience
- 3+ years of general Mortgage experience
- Working Knowledge of secondary mortgage market framework- Fannie Mae, Freddie Mac and FHA/VA mortgage programs
- Able to deal effectively while being courteous to external and internal clients across department and locations
- Strong critical thinking and math skills
- Microsoft Office applications experience required
- SQL knowledge is a plus
- Detail oriented with ability to work in fast-paced environment
- High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet. Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use)
Benefits
Comp & perks- 401(k)
- Dental insurance
- Disability insurance
- Employee discounts
- Health insurance
- Life insurance
- Paid time off
- 12 paid holidays per year
- Paid training
- Referral program
- Vision insurance
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
PricingLock Desk SupportMortgage experienceSecondary mortgage marketFannie MaeFreddie MacFHAVA mortgage programsSQLMath skills
Soft Skills
Critical thinkingDetail orientedCourteous communicationAbility to work in fast-paced environment