Mortgage Post Closing Quality Control Analyst
AmeriSave Mortgage Corporation
full-time
Posted on:
Location Type: Remote
Location: United States
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Salary
💰 $65,000 per year
About the role
- Responsible for auditing assigned files including but not limited to: HMDA/HOPEA Regulations TRID guidelines QM TESTING (agency and state specific)
- All required docs present and executed by all parties
- Conditional review; Trust and POA
- Product specific audits (HELOANS, HEOCS, JUMBO).
- Review to determine escrow cushions were set up properly, the disbursement amount collected, and due dates are reflected correctly in IED
- Homeowners Insurance: proper coverage, policy includes expiration/term dates, property address, HO6 or Condo Master Policy.
- Mortgagee clause, Purchase loans ensure effective date is on or prior to our closing date, renewal policy if expires within 30 days of closing is present, proof of payment in file if due within 60 days of closing
- Check TIL/APR fees to verify tolerance
- Verify if loan requires MI, MI % factors are correct, cert information is correct.
- Make corrections and follow-up on all errors or issues found during post-closing auditing until cleared.
- Monitor pipeline to ensure all exceptions are cleared in a timely manner.
- Ensure all trailing/corrected documents are uploaded to the file.
- Track and report errors
- Reconcile closing conditions have been met
- Reconcile closing disclosure, amend if necessary
- Responsible for following minimum standards
Requirements
- Minimum 2 years of current mortgage Post Closing ,Closing or Investor Sales experience
- Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
- Strong organizational skills and ability to multitask
- Possess excellent customer service skills
- Must be detail oriented and demonstrate excellent decision making skills
- Excellent written and verbal communication skills
- High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet.
- Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use).
Benefits
- 401(k)
- Dental insurance
- Disability insurance
- Employee discounts
- Health insurance
- Life insurance
- Paid time off
- 12 paid holidays per year
- Paid training
- Referral program
- Vision insurance
- Bonus
- Referral bonuses
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
HMDA RegulationsHOPEA RegulationsTRID guidelinesQM TestingHELOANS auditsHEOCS auditsJUMBO auditsTIL/APR fees verificationMortgage Insurance (MI) verificationClosing disclosure reconciliation
Soft Skills
self-directedmotivatedresults-drivenorganizational skillsmultitaskingcustomer service skillsdetail orienteddecision making skillswritten communication skillsverbal communication skills