AmeriSave Mortgage Corporation

Investor Analyst – Guidelines Expert, Mortgage

AmeriSave Mortgage Corporation

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇺🇸 United States

Visit company website
✨ AI Apply
Apply

Salary

💰 $65,000 - $76,000 per year

Job Level

Mid-LevelSenior

About the role

  • Develop, update, and maintain comprehensive mortgage loan guidelines in alignment with investor, agency (Fannie Mae, Freddie Mac, Ginnie Mae), and regulatory standards.
  • Establish strong investor relationships to establish two main goals; (i) ensure transparency and communication of the changes being proposed and (ii) work in collaboration with investor back office to advocate on behalf of AmeriSave best interests.
  • Monitor changes in federal, state, and agency regulations and communicate updates to relevant stakeholders.
  • Collaborate with underwriting, operations, and compliance teams to ensure consistent application of guidelines.
  • Conduct periodic audits and reviews to identify gaps or inconsistencies in guideline adherence.
  • Provide training and support to internal teams on guideline changes and best practices.
  • Serve as the primary point of contact for escalated guideline interpretation questions for both internal associates and external investors.
  • Partner with product development team to assess guideline impact on new offerings
  • Other duties as required.

Requirements

  • Bachelor’s degree in Finance, Business Administration, or related field (or equivalent experience).
  • Minimum of 5 years of experience in mortgage lending, underwriting, or compliance.
  • Demonstrated expertise in Fannie Mae, Freddie Mac, FHA, VA, USDA and Investor guidelines.
  • Experience in policy development and regulatory compliance within the mortgage industry.
  • Familiarity with CFPB, RESPA, TILA, and other applicable regulations.
  • In-depth knowledge of mortgage lending regulations, investor requirements, and agency guidelines.
  • Advanced level knowledge on pricing specifically experience with interpreting how an LLPA impacts eligibility and or pricing.
  • Strong analytical and problem-solving skills with the ability to interpret complex regulatory language.
  • Excellent written and verbal communication skills for drafting clear guidelines and training materials.
  • Ability to manage multiple priorities and work effectively in a fast-paced environment.
  • Proficiency in mortgage loan systems and Microsoft Office Suite.
  • Strong attention to detail and commitment to accuracy.
  • Advanced Skills Experience and understanding of ATR and TRID related exposures and how pricing may avert risks for the origination.
Benefits
  • 401(k)
  • Dental insurance
  • Disability insurance
  • Employee discounts
  • Health insurance
  • Life insurance
  • Paid time off
  • 12 paid holidays per year
  • Paid training
  • Referral program
  • Vision insurance

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
mortgage lendingunderwritingcompliancepolicy developmentregulatory compliancepricing analysisguideline interpretationATRTRIDLLPA
Soft skills
analytical skillsproblem-solving skillswritten communicationverbal communicationattention to detailtime managementcollaborationtrainingrelationship managementadaptability