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Business Development Officer, Government Guaranteed Lending
Ameris BankResponsible for SBA and USDA loan origination in compliance with bank policies at Ameris Bank. Collaborating with clients and managing expectations throughout the loan process.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in commercial loan origination and Government Guaranteed Lending, with a strong focus on financial analysis, client relationship management, and compliance with banking policies. Proven ability to achieve loan production goals while maintaining ethical sales practices and effective communication.
Highest-signal resume keywords
Commercial Loan OriginationGovernment Guaranteed LendingFinancial AnalysisCRM Systems ProficiencySales Strategies
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Loan StructuringCreditworthiness EvaluationFinancial Statement AnalysisTax Return AnalysisCredit Report AnalysisLoan Application ManagementGovernment Guaranteed Lending Products KnowledgeOperational Procedure ComplianceRisk Management Policies KnowledgeLoan Origination Software Proficiency
Soft Skills
Consultative Sales ApproachRelationship BuildingFlexibilityTime ManagementEthical Sales Behavior
Tools & Technologies
Microsoft WordMicrosoft ExcelCRM SystemsLoan Origination Software
Industry Keywords
SBAUSDABanking PoliciesLoan ProgramsClient Expectations Management
Tech Stack
Tools & technologiesReact
About the role
Key responsibilities & impact- Originate compliant loans and perform the various related activities, including cold calling prospective borrowers, establishing relationships with referral sources, and participating in events.
- Responsible for achievement of goals as set by the bank’s leadership.
- Demonstrate effective sales strategies and techniques to attract, expand, and retain customer relationships.
- Educate prospective borrowers/referral sources regarding the bank’s loan programs.
- Evaluate the creditworthiness of potential borrowers.
- Responsible for loan structuring, eligibility, financial analysis, and the preparation of the credit package.
- Manage client expectations and provide guidance regarding the flow of the GGL loan process.
- Serve as the client’s primary point of contact from application to closing.
- Assist Underwriting, as needed, in the due diligence process.
- Maintain knowledge of banking products, programs, services, and promotions.
- Ensure compliance with internal controls, operational procedures, and risk management policies.
- Develop partnerships and collaborate with other lines of business to achieve mutual goals and better serve customers.
- Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.
Requirements
What you’ll need- Minimum of 3 years of commercial loan origination and/or Government Guaranteed Lending experience required.
- Successful business development, sales, or related experience required.
- Ability to identify prospects.
- Ability to be consultative in the sales process.
- Ability to be flexible and react swiftly to changes and adjusting priorities.
- Driven to meet and exceed established annual loan production goals.
- Solid understanding of financial statements, tax returns, and credit reports.
- Ability to establish and organize a professional schedule in order to achieve strategic goals within established time frames.
- Ability to manage multiple loan applications simultaneously.
- Proficiency in Microsoft Word, Excel, and software used for spreading financial information.
- Working and/or conceptual knowledge of government guaranteed lending products (SBA and USDA) and the SBA SOP.
- Thorough knowledge of banking policies, procedures, products, and services.
- Proficiency in CRM systems and loan origination software.
Benefits
Comp & perks- Medical, Dental and Vision Insurance
- Ameris Bank absorbs a major portion of the cost of healthcare.
- Life Insurance provided at no additional cost to employees
- Accidental Death & Dismemberment Coverage
- Long-Term Disability Coverage
- Paid Sick and Vacation Leave
- 11 Holidays
- Volunteer/Service Day
- Employee Stock Purchase Plan
- 401(k) Retirement Plan
- Ameris Bank matches 50% of your first 8% of contributions to the plan
- Flexible Spending Accounts
- Health Savings Account
- Health Reimbursement Arrangement
- Supplemental Life & Other Insurance Plans
- Identity Theft Protection
- Pet Insurance
- Legal Insurance
- Employee Assistance Program
- Employee Advocacy Program
- Tickets at Work (Entertainment discounts for Ameris Bank Employees)
- AT&T Employee Discount
- Wellness Discounts for Medical Premiums and Other Rewards
- Employee Referral Incentive
- Education Assistance
- Employee Resource Groups