Retail Business Development Officer

Ameris Bank

Retail Business Development Officer at Ameris Bank focusing on consumer and commercial banking needs. Engaging in business development and customer relations to promote banking services and products.

Posted 5/1/2026full-timeNorcross • 🇺🇸 United StatesSeniorLeadWebsite

About the role

Key responsibilities & impact

Engages with the branch in business development and customer relations activities within the market area; calls on existing and prospective customers to explain the bank’s services and offers assistance with bank-related problems.
Interviews loan applicants and collects and analyzes financial and related data to determine the general credit worthiness of the loan applicant and the merits of the specific loan requests. Reviews with Branch Manager or Regional Manager as designated on those loan requests exceeding assigned lending authority for approval/denial of requests.
Approves or declines loans within specified limits and conducts loan closings.
Assist the Branch Manager and/or Regional Manager in their role as the sales manager of the branch and/or region. Including but not limited to reviewing sales activities of the branch and/or region and conducting sales meetings.
Demonstrates effective sales strategies to attract, expand, and retain customer relationships and guides team to achieve sales objectives through action planning.
Represents the Bank in business development efforts and at networking and community functions.
Responsible for making outbound calls and external appointments to grow deposit portfolio.
Sells customers on benefits of banking with Ameris Bank and using additional services.
Provides referrals to the lines of business partners of Ameris Bank including but not limited to: Commercial Lending, Mortgage, Credit Cards, Merchant Services and Investment Services.
Demonstrates leadership skillset with ability to develop and maintain collaborative relationships.
Responsible for meeting established monthly sales goals.
Positively and proactively leads change management initiatives.
Researches, analyzes, identifies viable options, draw sound conclusions, present findings, and make thoughtful recommendations considering overall risk and the short-term and long-term impact.
Provides a high level of interactive service to others, building relationships, and addressing identified needs.
Works to understand the root causes of customer service issues.
Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.

Requirements

What you’ll need

8 or more years of retail banking experience required
6 or more years of business development experience required
3 or more years of bank supervisory, leadership or mentoring experience required
Branch operations experience required
Cross selling experience required
Sales management and business development experience required
Consumer credit experience required
Bachelor’s degree in finance or related field required
Demonstrate leadership skillset with ability to develop, coach, mentor, and retain a high performing team.
Ability to provide a high level of service interaction, build relationships, and address identified needs.
Highly motivated team-player with ability to develop and maintain collaborative relationships.
Strong written and verbal communication skills.
Knowledge of branch operations.
Knowledge of banking policies and procedures.

Benefits

Comp & perks

Medical, Dental and Vision Insurance
Life Insurance provided at no additional cost to employees
Accidental Death & Dismemberment Coverage
Long-Term Disability Coverage
Paid Sick and Vacation Leave
11 Holidays
Volunteer/Service Day
Employee Stock Purchase Plan
401(k) Retirement Plan
Ameris Bank matches 50% of your first 8% of contributions to the plan
Flexible Spending Accounts
Health Savings Account
Health Reimbursement Arrangement
Supplemental Life & Other Insurance Plans
Identity Theft Protection
Pet Insurance
Legal Insurance
Employee Assistance Program
Employee Advocacy Program
Tickets at Work (Entertainment discounts for Ameris Bank Employees)
AT&T Employee Discount
Wellness Discounts for Medical Premiums and Other Rewards
Employee Referral Incentive
Education Assistance
Employee Resource Groups
Free Interest Checking
Free Safe Deposit Box
Free Money Orders, Travelers’ Checks and Cashier Checks
Discount on Mortgage Origination Fee
Free Online Banking and Free Unlimited Online Bill Payment
Employee Banking Perks

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

retail banking experiencebusiness development experiencebank supervisory experiencebranch operations experiencecross selling experiencesales management experienceconsumer credit experiencefinancial analysisloan approval processsales strategies

Soft Skills

leadershipcoachingmentoringrelationship buildingcustomer servicecommunication skillsteam collaborationchange managementproblem solvingethical sales behaviors

Certifications

Bachelor's degree in finance