Underwriting Supervisor
AmeriHome Mortgage Company, LLC
full-time
Posted on:
Location Type: Office
Location: Dallas • California • Texas • United States
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About the role
- Management of offshore underwriting resources
- Comprehensive review of income, credit, liabilities, and assets to ensure accuracy, consistency, and adherence to agency and company guidelines
- Ensure high quality underwriting production and alignment with AmeriHome/Western Alliance Bank policies and service expectations
- Hands-on management, prioritizing assignments, and ability to work with a large team of staff members
- Understand and adhere to the Bank's policies and procedures, and all laws, rules, regulatory and compliance regulations
- Manage underwriters to ensure mortgage loans are underwritten following proper guidelines
- Ensure team members are fully trained and current on company’s philosophy and policies/procedures
- Manage and review day-to-day tasks escalated by team
- Conduct underwriting review process to minimize the company's risk while employing problem resolution techniques in approving loans
- Train, coach and supervise all underwriters to the application of all company overlays and agency requirements
- Evaluate the structure of the Underwriting team and plan for continuous improvement in efficiency and effectiveness
- Develop and maintain a strong working relationship with other departments
- Lead and develop a team: responsible for hiring, coaching, performance management, training and development
Requirements
- 7+ years of related experience in Residential Mortgage Loan Underwriting or similar field
- High school diploma required; Bachelor's degree in related field preferred
- Previous leadership experience required
- Intermediate to advanced knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, capital markets and/or other residential mortgage products and services
- Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
- Advanced knowledge of mortgage loan products, lending principles and regulatory compliance
- Extensive understanding of mortgage lending principles and underwriting guidelines, including FHA, VA, and conventional loans, loan processing and automated underwriting systems
- Knowledge of mortgage lending principles and underwriting guidelines including self-employed borrowers, partnership, corporation tax return analysis, Appraisal Reviews, condo project reviews, Trust, Leasehold and Power of Attorney documentation
- Intermediate to advanced experience in understanding and knowledge of technology that supports mortgage banking, Encompass (LOS) and core systems and MS Office products
- Advanced speaking and writing communication skills
- DE, SAR or equivalent certification preferred.
Benefits
- Competitive salaries
- Ownership stake in the company
- Medical and dental insurance
- Time off
- 401k matching program
- Tuition assistance program
- Employee volunteer program
- Wellness program
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
residential mortgage loan underwritingunderwriting guidelinesFHA loansVA loansconventional loansloan processingautomated underwriting systemstax return analysisAppraisal Reviewscondo project reviews
Soft Skills
leadershipcoachingperformance managementtraining and developmentproblem resolutionteam managementcommunication
Certifications
DE certificationSAR certification