Underwriting Team Lead
AmeriHome Mortgage Company, LLC
full-time
Posted on:
Location Type: Remote
Location: Arizona • Texas • United States
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Job Level
About the role
- Oversee daily underwriting operations, including pipeline management and escalations
- Work with cross-functional teams (sales/originations, processing) to support underwriting decisions and improve processes
- Mentor underwriter team and contribute to training performance
- Responsible for overseeing a team of quality control Underwriters that perform quality checks and reviews to ensure loans purchased are of high quality and meet the Bank's standards and guidelines
- Quality reviews include re-underwriting of loans to validate income, debts, loan to value and other key data elements
- Oversee and manage third party vendors that perform underwriting and compliance reviews, to ensure good work quality and timelines are met
- Manage pipelines to deliver on established SLA's, and exceed customer expectations
- Review and approve exception requests and scenarios, decision will be based on strong compensating factors
- Ensure responses are timely
- Review and approve customized guidelines submitted by customers
- Perform market analysis and comparisons
- Present recommendations to senior managers and sales team
- Provide process improvement recommendations that will streamline our processes and improve the customer experience
Requirements
- 5+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field
- High school diploma required
- Previous leadership experience preferred
- Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, and/or other residential mortgage products and services
- Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
- Advanced knowledge of FNMA, FHLMC, FHA, VA guidelines
- Intermediate knowledge of MS Office products
- Intermediate knowledge of Encompass
- Advanced speaking and writing communication skills
Benefits
- Competitive salaries
- Ownership stake in the company
- Medical and dental insurance
- Time off
- Great 401k matching program
- Tuition assistance program
- Employee volunteer program
- Wellness program
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
underwritingquality controlpipeline managementmarket analysisloan re-underwritingregulatory complianceFNMA guidelinesFHLMC guidelinesFHA guidelinesVA guidelines
Soft Skills
leadershipmentoringcommunicationprocess improvementteam collaborationcustomer servicedecision makingproblem solvingtime managementpresentation skills