Product Manager – Personal Auto Insurance, Pricing

American Freedom Insurance Company

Product Manager overseeing pricing strategies for personal auto insurance at AFIC. Collaborating closely with teams to drive profitability and market expansion initiatives.

Posted 7/28/2026full-timeMount Prospect • Illinois, Pennsylvania, Tennessee, Texas • 🇺🇸 United StatesMid-LevelSenior💰 $135,000 - $150,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in product management and pricing strategies within the automobile insurance sector, with a strong focus on regulatory compliance and performance metrics analysis. Proficient in leveraging data analysis tools to drive product enhancements and profitability.

Highest-signal resume keywords

Product ManagementPricing StrategyRegulatory ComplianceData AnalysisAnalytical Tools

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product ManagementPricingActuarial AnalysisData AnalysisQuantitative SkillsProblem-SolvingInsurance Rate FilingsMarket AnalysisPerformance MetricsCompliance

Soft Skills

Effective CommunicationCollaborationAttention to Detail

Tools & Technologies

Power BITableauSQLMicrosoft Office SuiteSERFF

Industry Keywords

Automobile InsuranceRegulatory StrategiesLoss RatioRetentionPremium GrowthMarket Conduct ExaminationTelematicsRideshareSmall Commercial Automobile CoverageProduct Features

Tech Stack

Tools & technologies

SQLTableau

About the role

Key responsibilities & impact

Own the profitability and performance of assigned personal auto states through pricing, product, and regulatory strategies
Identify opportunities to improve loss ratio, retention, and growth through rate and product adjustments
Lead the development and implementation of rate and rule filings via SERFF
Align product goals with company objectives and strengths, regulatory requirements, and profitability targets
Collaborate with Marketing, Underwriting, Claims, IT, Legal, vendors, etc. to design, price, and implement product features and to support day-to-day operations
Maintain effective relationships with state insurance departments and manage regulatory communications and inquiries
Monitor and evaluate product performance metrics (loss ratios, retention, premium growth, etc.) and recommend and implement approved adjustments to improve results
Conduct competitor, market, and industry analysis, including agent feedback, to identify pricing opportunities, product enhancements, new coverage and features opportunities
Develop strong knowledge of and ensure compliance with state requirements and effectively respond to regulatory inquiries
Contribute and reply to audits, reviews, and regulatory examinations as a subject-matter expert
Review Market Conduct Examination findings from other carriers to proactively identify and address potential compliance exposures
Initiate, lead and/or support projects and initiatives that enhance product development, operations, and/or performance
Explore and assess new opportunities to potentially include small commercial automobile coverage, telematics, a new jurisdiction, rideshare, and/or other emerging trends
Support strategic initiatives and cross-department projects that advance company objectives

Requirements

What you’ll need

Bachelor’s degree in business, Finance, Insurance, Economics or related field required, MBA preferred
Minimum 3–5 years of Product Management, pricing, actuarial analysis or related experience, preferably with a focus on automobile insurance
Strong analytical, quantitative, and problem-solving skills with attention to detail
Strong knowledge of data analysis and visualization tools such as Power BI, Tableau, SQL or other analytical tools
Working knowledge of insurance rate filings and rules
Effective communication and collaboration skills across technical and non-technical teams
Proficiency with Microsoft Office Suite; experience with product management tools or regulatory filing systems (e.g., SERFF) is a plus

Benefits

Comp & perks

Competitive Salary: Rewarding your expertise and experience
Financial Security: 401K with up to a 6% company match
Health & Wellness: Choice of Blue Cross Blue Shield PPO, HMO, or HSA plans, Dental and vision coverage, Access to telemedicine services
Growth/Stability: Over 12 consecutive years of profitable growth, confirmed by A+ Superior rating by A.M. Best
Work-Life Balance: Monday-Friday, 8 am-5 pm CST
Holidays: At Least 6 Paid Holidays
Paid Time Off (PTO): PTO that can be used for vacation, personal, or sick time
Personal Days: Separate personal days for sickness, family needs, appointments or personal matters
Employee Recognition: We celebrate work milestones to show appreciation for your contributions
Professional Growth: Paid training, state licensing reimbursement, and opportunities for advancement
Positive Culture: Enjoy our inclusive holiday events, employee referral bonuses, virtual team meetings, and more