Senior Portfolio Monitoring Analyst

American AgCredit

Senior Portfolio Monitoring Analyst managing portfolios focusing on Production Agriculture and Agribusiness. Evaluating loan applications and monitoring compliance for financial responsibilities at American AgCredit.

Posted 5/20/2026full-timeRemote • 🇺🇸 United StatesSenior💰 $71,138 - $123,959 per yearWebsite

About the role

Key responsibilities & impact

The Senior Portfolio Monitoring Analyst performs a variety of advanced underwriting functions which generally include the monitoring and servicing of existing and new accounts by reviewing, validating, reconciling, and trending tested financial covenants and borrowing base certificates.
Frequent analysis and presentation of covenant compliance and financial performance trends to Underwriters, Account Officers, and other company personal is required.
Responsible for the monitoring of a designated portfolio and should possess an advanced understanding of financial statement analysis.
Frequently will assist in spreading financial statements for Production Agriculture, Agribusiness, and Capital Markets accounts.
Independent decision-making is required.
This role would also maintain and manage a small portfolio of credits focusing on Production Agriculture, Agribusiness, and Capital Markets.
Responsible for analyzing and evaluating loan applications, approving loans within delegated authorities, and recommending loans for approval to the loan committee.

Requirements

What you’ll need

Bachelor’s degree preferred, majors in Accounting, Finance, Business, Agribusiness, or related fields required, or a minimum of six (6) years’ experience in a similar role in lieu of a degree.
General knowledge of agriculture and/or agribusiness is required.
Previous work/internship experience with a customer facing role is preferred.
Demonstrated familiarity with accounting principles, banking policies, procedures, and processes is required.
Strong analytical and statistical skills to validate, evaluate, prioritize, and categorize data in various formats is required.
Self-starting approach to work, great attention to detail and pride in accurate work is required.
Strong organization and prioritization skills is required to thrive in our fast-paced environment.
Proficient in Microsoft Office Suite programs.
Must have the ability to communicate effectively, both verbally and written.

Benefits

Comp & perks

Commitment to agriculture and the communities we serve
Family friendly work environment
Investment in employee development
Medical, Dental and Vision coverage
Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
Competitive Incentive Compensation Plan
Disability & Life Insurance
Employee mental, physical, and financial wellness programs

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Hard Skills & Tools

financial statement analysiscovenant compliance analysisloan application evaluationstatistical analysisdata validationdata categorizationfinancial performance trendingunderwriting functionscredit analysisaccounting principles

Soft Skills

independent decision-makingattention to detailorganization skillsprioritization skillseffective communicationself-starting approachanalytical skillscustomer-facing experiencepresentation skillsteam collaboration