Relationship Manager
American AgCredit
Relationship Manager
American AgCredit
full-time
Posted on:
Origin: • 🇺🇸 United States
Visit company websiteSalary
💰 $100,338 - $170,575 per year
Job Level
SeniorLead
About the role
- Analyze and evaluate credits and develop credit packages in conjunction with Head of Credit Resolution
- Serve as main point of contact for resolving distressed loans and manage designated loan portfolio
- Gather necessary information and third-party reports (appraisals, field reports, verifications, credit reports, lien searches)
- Complete loan analysis including financial statements, cash flows, trend sheets, narratives, and projections
- Make approval recommendations on loan and servicing actions in accordance with Association Underwriting Standards and Borrowers Rights Regulations
- Participate in loan committee meetings and provide backup to loan officers for customer service issues
- Process foreclosures, bankruptcy and other litigation issues; manage acquired properties
- Prepare quarterly Loan Servicing Reports, High Attention Credit Reports and other CRG monitoring reports
- Monitor distressed loan notices, Portfolio Watch actions and follow-up on required actions
- Coordinate legal documentation and work with attorneys and title companies on loan closings
- Provide training, mentorship, onboarding and specialized technical guidance to Association staff and Credit Resolution staff
- Provide leadership across multiple locations, assist branch staff with restructure and liquidation issues, and support special projects
- Travel as required
Requirements
- BA/BS degree with emphasis on agribusiness, business administration, or equivalent
- Eight or more years of progressively responsible banking or related agricultural lending experience
- Six or more years of progressively responsible Special Assets experience (for Credit Resolution Relationship Manager level)
- Strong credit and analytical skills
- Demonstrated understanding of agricultural lending principles and practices, and association and Farm Credit System operating policies and procedures
- Knowledge of FCA regulations, association, and district policies and procedures
- Demonstrated proficiency in organizing and prioritizing work to meet deadlines
- Strong written and verbal communication skills
- Strong persuasive and interpersonal skills
- Proficient in use of PC, including word-processing, e-mail and electronic spreadsheet software
- Ability to perform basic office tasks and work in a typical office setting; sit for extended periods; use hands and fingers; reach in all directions
- Some lifting and moving of items up to 25 pounds required
- Work during established business hours and occasional weekend and/or evening work
- Some travel required
- All hiring is contingent on eligibility to work in the United States; employer unable to sponsor or transfer visas
