American AgCredit

Senior Corporate Portfolio Analyst

American AgCredit

full-time

Posted on:

Location Type: Remote

Location: United States

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Salary

💰 $98,644 - $171,888 per year

Job Level

Senior

About the role

  • Responsible for the management of a designated loan portfolio typically consisting of large, complex commercial and mortgage loans
  • Analyzes new loan applications and other loan servicing requests through the thorough analysis of financial statements and other pertinent credit information
  • Develops credit packages
  • Assist the Relationship Manager in gathering the required information necessary to make appropriate credit decisions
  • Analyze credit and servicing requests from start to finish
  • Serve as a secondary point of contact for the customer
  • Make recommendations on loan and servicing requests based on the Association’s Loan Underwriting Standards
  • Monitors assigned portfolio to determine potential servicing needs of the customer and to ensure customers stay in compliance with the terms and conditions of their loan(s)

Requirements

  • BA/BS degree with emphasis on agribusiness, business administration, or equivalent
  • Eight or more years of progressively responsible banking or related agricultural lending experience
  • Demonstrated analytical and statistical skills to effectively evaluate loan requests and make the appropriate independent opinion of credit worthiness of the applicant, aligned with the credit philosophy and risk appetite of the organization
  • Demonstrated understanding of agricultural lending principles and practices, and association and Farm Credit System operating policies and procedures
  • Knowledge of Participation and Syndication credits
  • Knowledge of FCA regulations, association, and district policies and procedures
  • Demonstrated proficiency in organizing and prioritizing work to meet deadlines
  • Strong written and verbal communication skills
  • Strong persuasive and interpersonal skills
  • Proficient in use of PC, including word-processing, e-mail and electronic spreadsheet software.
Benefits
  • Commitment to agriculture and the communities we serve
  • Family friendly work environment
  • Investment in employee development
  • Medical, Dental and Vision coverage
  • Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
  • Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
  • Competitive Incentive Compensation Plan
  • Disability & Life Insurance
  • Employee mental, physical, and financial wellness programs
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysisfinancial statement analysiscredit package developmentloan underwritingagricultural lending principlesanalytical skillsstatistical skillscredit worthiness evaluationParticipation creditsSyndication credits
Soft Skills
organizational skillsprioritization skillswritten communicationverbal communicationpersuasive skillsinterpersonal skills