American AgCredit

Senior Portfolio Analyst – Corporate

American AgCredit

full-time

Posted on:

Location Type: Remote

Location: United States

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Salary

💰 $98,644 - $171,887 per year

Job Level

Senior

About the role

  • Responsible for the management of a designated loan portfolio typically consisting of large, complex commercial and mortgage loans, including loans participated/syndicated with other Farm Credit Associations or Commercial Banks
  • Analyzes new loan applications and other loan servicing requests through thorough analysis of financial statements and other pertinent credit information
  • Develops credit packages and assists the Relationship Manager in gathering required information for credit decisions
  • Analyzes credit and servicing requests from start to finish
  • Makes recommendations on loan and servicing requests based on the Association’s Loan Underwriting Standards
  • Inputs financial information and data into the financial analysis, loan origination and other loan processing systems
  • Monitors assigned portfolio to determine potential servicing needs and ensure compliance with the terms and conditions of loans

Requirements

  • BA/BS degree with emphasis on agribusiness, business administration, or equivalent
  • Eight or more years of progressively responsible banking or related agricultural lending experience
  • Demonstrated analytical and statistical skills to effectively evaluate loan requests and make appropriate independent opinion of credit worthiness of the applicant, aligned with the credit philosophy and risk appetite of the organization
  • Demonstrated understanding of agricultural lending principles and practices, and association and Farm Credit System operating policies and procedures
  • Knowledge of Participation and Syndication credits
  • Knowledge of FCA regulations, association, and district policies and procedures
  • Demonstrated proficiency in organizing and prioritizing work to meet deadlines
  • Strong written and verbal communication skills
  • Strong persuasive and interpersonal skills
  • Proficient in use of PC, including word-processing, e-mail and electronic spreadsheet software
Benefits
  • Commitment to agriculture and the communities we serve
  • Family friendly work environment
  • Investment in employee development
  • Medical, Dental and Vision coverage
  • Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
  • Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
  • Competitive Incentive Compensation Plan
  • Disability & Life Insurance
  • Employee mental, physical, and financial wellness programs
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial analysisloan originationcredit analysisstatistical skillscredit evaluationagricultural lending principlesloan underwriting standardsparticipation creditssyndication creditscompliance monitoring
Soft Skills
analytical skillsorganizational skillsprioritizationwritten communicationverbal communicationpersuasive skillsinterpersonal skills