ALM First

Financial Planning and Analysis

• Facilitate the data work portion of the advisory team needs
• Work closely with a Financial Advisor in maintaining client relationships
• Preparation of asset/liability management (ALM) reports
• Load detailed data from clients into the ALM model via electronic data files
• Generate interest rate sensitivity analyses, including volatility in economic value of assets and liabilities and projected net interest income
• Analyze interest rate risk positions utilizing results from the ALM analysis for clients
• Prepare written analyses of the ALM results
• Discuss ALM results with the Financial Advisor and with clients via remote or in-person presentations
• Prepare what-if analysis and provide written analysis of the results
• Facilitate training of new analysts
• Contribute to the development of new products
• Participate in SSG projects

Financial Analyst

General

• Analyze loan-level and portfolio-level data across products (e.g., consumer, mortgage, commercial, indirect, HELOC)
• Evaluate credit performance, delinquency, charge-offs, prepayments, and loss severity
• Develop cohort, vintage, and roll-rate analyses to assess portfolio health
• Support stress testing, and scenario analysis efforts as applicable
• Identify emerging risk trends and performance outliers within loan portfolios
• Apply statistical and data science techniques (e.g., regression, forecasting, segmentation, survival analysis) to loan and credit datasets
• Develop analytical models to support underwriting, pricing, and portfolio strategy
• Test hypotheses related to credit performance, borrower behavior, and economic sensitivity
• Ensure analytical rigor, appropriate assumptions, and validation of results
• Design, build, and maintain dashboards and reports using BI tools (Power BI, Tableau, Looker, or similar)
• Partner with credit, finance, and lending leaders to define KPIs and performance metrics
• Automate recurring portfolio reporting and monitoring
• Ensure consistency and accuracy in data definitions and reporting outputs
• Translate complex analyses into clear, decision-oriented insights
• Prepare executive-ready presentations highlighting trends, risks, and recommendations
• Communicate findings to credit committees, senior management, and other stakeholders
• Provide data-backed recommendations that inform loan strategy and risk appetite
• Collaborate with data engineering, IT, and lending teams to source, clean, and structure loan data
• Support data governance, documentation, and audit readiness
• Improve data quality, transparency, and analytical repeatability.

Senior Loan Data Associate

• Manage loan-level datasets
• Develop and enhance LTN analytics tools using programming languages
• Support loan pool modeling and analysis within ALM software
• Create data visualizations and interactive dashboards
• Create and optimize automated data pipelines and database structures
• Support LTN transactions and ensure transaction analytics are completed in a timely manner
• Develop and maintain data models, dashboards, and analytics tools

Loan Transaction Associate

Sales

• Own and drive a defined Eastern Region territory — independently developing and executing a comprehensive strategy to identify, target, and win new business.
• Drive aggressive new business prospecting through cold calling, targeted outreach, and face-to-face meetings — consistently building and filling a robust pipeline of net-new opportunities.
• Develop sales presentations for delivery to prospective clients
• Create and deliver proposals to prospective clients.
• Utilize company resources as needed to secure commitments.
• Ensure successful handoff of new clients to financial advisory teams
• Attend industry events and trade shows for the purpose of generating leads and closing sales
• Stay informed on industry trends, changes in industry regulations and the competitive landscape
• Work with management and product development team to refine existing products as needed
• Consistently generate new depository advisory clients and exceed targeted revenue goals through disciplined prospecting and follow-through.
• Other duties as assigned

Financial Analyst

Senior Loan Data Associate

Loan Transaction Associate

Director, Sales & Client Relations