Inside Property Adjuster

Allstate

Inside Property Adjuster investigating, evaluating, and negotiating homeowners claims for National General, a specialty insurance provider. Handling coverage, damages, fraud, and subrogation independently in a fully remote role.

Posted 8/17/2026full-timeRemote • Kentucky, Louisiana, Pennsylvania • 🇺🇸 United StatesMid-LevelSenior💰 $53,500 - $104,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in investigating and adjusting homeowner claims, with a strong understanding of insurance policies and residential construction. Proficient in utilizing Xactimate and XactAnalysis to determine coverage and damages while providing exceptional customer service.

Highest-signal resume keywords

Homeowner Claims HandlingXactimate ProficiencyXactAnalysis ProficiencyInsurance Policy UnderstandingResidential Construction Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims InvestigationCoverage DeterminationDamage AssessmentSubrogation IdentificationFraud Potential Analysis

Soft Skills

Customer ServiceIndependent Prioritization

Tools & Technologies

Company SystemsTechnology Utilization

Certifications & Qualifications

Active Insurance License

Industry Keywords

Homeowners InsuranceResidential ConstructionInsurance IndustryFirst-Party ClaimsSubrogation

About the role

Key responsibilities & impact

Investigate and confirm facts of loss for Homeowners Claims
Determine coverage and damages and adjust and negotiate claims within authority limits
Independently prioritize responsibilities
Partner with fraud or subrogation representatives to achieve the best outcome
Handle homeowner first-party claims involving coverage, damages, and subrogation
Identify key components of residential construction and repair
Identify customer needs and provide appropriate customer service
Learn and apply processes for determining subrogation or fraud potential
Work with company systems and technology

Requirements

What you’ll need

Fully remote position; ideal candidates reside within the Eastern or Central Time Zones
Prior experience handling residential homeowner claims highly preferred
Proficiency in Xactimate and XactAnalysis highly preferred
Ability to investigate homeowner first-party claims, including coverage, damages, and subrogation
Intermediate understanding of insurance policies, the insurance industry, and organizational relationships
Understanding of residential construction and repair
Basic understanding of company systems and technology
Ability to learn and determine subrogation or fraud potential
Applicants must possess authorization to work in the United States
Active applicable insurance licenses may qualify applicants for the licensing bonus
Active insurance license holders must terminate existing appointments before onboarding and may not hold outside appointments during employment
Applicants with a resident producer license must surrender it when instructed by the licensing team
Dedicated, private home workspace required
Reliable internet required, with minimum speeds of 50 MB download and 5 MB upload

Benefits

Comp & perks

$1,000 Licensing Sign on Bonus may be available for applicants with applicable active licenses
Comprehensive technology setup including a laptop, monitors, headset, keyboard, and mouse
Monthly connectivity reimbursement to help offset internet costs
Equal Opportunity employer
Application assistance or accommodation available
Incentive pay (commission, bonus, etc.) if applicable