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Allstate

Medical Director

Allstate

Medical Director providing clinical oversight in medical management for Allstate. Leading clinical reviews, ensuring compliance and advancing innovation within the organization.

Posted 6/4/2026full-timeRemote • 🇺🇸 United StatesLead💰 $167,500 - $229,750 per yearWebsite

About the role

Key responsibilities & impact
  • Provides clinical oversight and governance for the medical review program, including appeals, rescission, and grievance panel processes
  • Conducts comprehensive clinical reviews for first and second-level appeals, including Department of Insurance (DOI) complaints
  • Evaluates complex medical cases to ensure consistency with policy provisions, clinical guidelines, and regulatory requirements
  • Provides expert clinical judgment in high-risk or sensitive determinations
  • Provides independent clinical judgement in support of coverage determinations, free from claims or financial influence
  • Supports alignment and consistency across appeal outcomes and internal review processes
  • Leads clinical evaluation and decision-making for rescission cases and member grievances
  • Ensures appropriate application of underwriting intent and policy interpretation in misrepresentation reviews
  • Partners with legal on complex or escalated cases
  • Partners with legal to ensure compliance with applicable state and federal requirements governing adverse benefit determinations, grievance processes, and clinical review standards
  • Documents clinical rationale supporting determinations in a manner suitable for regulatory review, audits and litigation
  • Identifies opportunities to improve upstream underwriting and risk selection practices
  • Supports quality assurance and consistency of TPA decision-making
  • Partners with product management and actuarial teams to inform product design and risk selection strategies
  • Identifies trends and provides clinical insight on emerging risks, market trends, and competitive positioning
  • Contributes to and helps advance initiatives to integrate AI and/or automation into medical review workflows
  • Proactively identifies and raises opportunities to streamline processes and improve efficiency
  • Partners with stakeholders to help maintain alignment on priorities, timelines, and expected outcomes

Requirements

What you’ll need
  • 4 year Bachelors Degree (Required)
  • MD or DO (Required)
  • 8 or more years of experience (Required)
  • Active and unrestricted license to practice medicine (Required)
  • Experience working with health insurance preferred
  • MS Word, PowerPoint and Excel spreadsheet skills
  • Effective communication skills, verbal and written
  • Ability to handle shifting priorities
  • Effective presentation skills including the ability to present complex medical risk information.

Benefits

Comp & perks
  • Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse.
  • Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.
  • Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
clinical oversightclinical reviewscoverage determinationsunderwriting intentpolicy interpretationrisk selectionmedical review workflowsemerging risksquality assuranceclinical judgment
Soft Skills
effective communicationpresentation skillsability to handle shifting prioritiesclinical insightstakeholder alignmentleadershipdecision-makingprocess improvementcollaborationproblem-solving
Certifications
MDDOactive medical license