Medical Underwriting Expert
Allianz Digital Health GmbH
full-time
Posted on:
Location Type: Hybrid
Location: Munich • Germany
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Tech Stack
About the role
- Strategic Evolution of Algorithms & Workflows
- Refining Logic: Lead the further development and clinical optimization of our existing medical underwriting algorithms.
- Product Roadmap: Work together with the Product Owner to prioritize medical enhancements and translate business requirements into medical logic.
- Scale & Accuracy: Ensure our underwriting engine remains state-of-the-art and adaptable for various international markets.
- Data Synergy & Evidence-Based Logic
- Collaborative Analysis: Partner closely with our Data Team to validate medical assumptions against real-world data and refine our predictive models.
- Data-Driven Insights: Use clinical expertise to help the data team interpret health trends and incorporate these findings into our underwriting tools.
- Medical Risk Assessment & Advisory
- Expert Judgment: Provide high-level medical expertise to assess complex health conditions and translate them into sustainable underwriting risks.
- Internal Authority: Act as the primary medical consultant for our product teams, offering clarity on diagnoses, symptoms, and global medical developments.
- Innovation & Quality Assurance
- Continuous QA: Regularly execute and oversee quality assurance processes for our tools to maintain the highest level of clinical integrity.
- E-Health Trends: Keep the team ahead of the curve by monitoring international e-health innovations and integrating new clinical standards into our systems.
Requirements
- Education: University degree in Human Medicine
- Experience: 3+ years of professional experience in (strategy) consulting or within the Health Insurance sector (e.g., medical risk management, product development, or digital health).
- Cross-Functional Expert: You have a proven track record of working effectively with Product Owners and technical teams . You speak "medicine" and "product" fluently.
- Data Affinity: You have a strong understanding of medical data analysis. Experience with R, Python, or similar tools is a significant advantage, as is the ability to communicate complex medical concepts to a data team.
- Analytical Strength: Excellent conceptual skills with the ability to think in "logical trees" and structured workflows.
- Independence: A proactive "owner" personality who thrives in a fast-paced environment with flat hierarchies.
- Languages: Excellent written and oral communication skills in both English and German are required.
Benefits
- The Best of Both Worlds: Enjoy Allianz Group benefits while working in a start-up culture with flat hierarchies and fast decision-making.
- Real Impact: Your work has direct business impact, and you will see the results of your initiatives live in markets across the globe.
- Flexibility: Balance your work and other commitments with flexible working hours and the chance to regularly work from home.
- Team Environment: Work in a fun, diverse and international team of highly motivated colleagues who support each other and celebrate successes together.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
medical underwriting algorithmsdata analysispredictive modelingmedical risk assessmentquality assuranceclinical optimizatione-health innovationsRPython
Soft Skills
collaborative analysiscommunicationanalytical thinkingproactive ownershipcross-functional collaboration