Aleph Group, Inc

Risk & Collections Manager – MENA & Africa

Aleph Group, Inc

full-time

Posted on:

Location Type: Hybrid

Location: Cairo • Egypt

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Job Level

Junior

Tech Stack

ERP

About the role

  • Evaluate client and business-purpose credit requests in line with global Credit Risk Policies and Guidelines for MENA & Africa.
  • Analyze financial statements, credit reports, and other data to assess cash flow, liquidity, leverage, and balance sheet ratios.
  • Identify and articulate credit risks, recommend limits, payment terms, or alternative solutions, and escalate complex cases to the Global Credit Committee.
  • Assess geopolitical, macroeconomic, and jurisdictional risks impacting domestic and cross-border clients.
  • Negotiate credit limits and terms with Sales and propose alternative structures when appropriate.
  • Own portfolio management, ensuring exposures remain within approved risk appetite.
  • Lead collections strategy, drive timely recovery, reduce aging, and manage escalations including account suspensions, repayment plans, and legal actions.
  • Directly manage the CCR team: prioritize workloads, monitor performance, provide coaching, and ensure consistent policy application.
  • Foster a high-performing, accountable, and collaborative team culture.
  • Collaborate cross-functionally with Sales, Finance, Legal, Onboarding Hub, and external partners to ensure smooth credit and collections processes.
  • Support process improvements, SAP/ERP implementations, and risk/collections optimization projects.
  • Utilize SAP and Salesforce for credit approvals, collections tracking, and reporting.
  • Participate in regional or global projects as assigned.

Requirements

  • Bachelor’s or Master’s degree in Finance, Accounting, Economics, or Business Management.
  • 1–6 years of experience in credit risk, collections, banking, or financial services; emerging markets experience is a plus.
  • Proven experience in credit analysis, portfolio risk management, and collections oversight.
  • Prior people management or team leadership experience preferred.
  • Strong analytical, problem-solving, and decision-making skills.
  • Excellent communication skills with the ability to influence stakeholders at all levels.
  • Ability to work in a high-volume, fast-paced environment while meeting quality and timing targets.
  • Proficiency in Microsoft Excel, Word, and PowerPoint; SAP, Salesforce, or other ERP system experience is a strong advantage.
  • Highly organized, detail-oriented, and team-focused with a strong ownership mindset.
Benefits
  • We care about your individuality by giving you freedom to grow and create within the company, regardless of your position
  • Learn from the best: Our state of the art workshops guarantee the latest insights into digital advertising
  • Be part of a company with a truly global footprint, working with leading brands, platforms, and publishers across 90+ markets.
  • We foster a dynamic environment where creativity, collaboration, and bold ideas are encouraged and celebrated.
  • Join a diverse, multicultural team that values and embraces different perspectives, experiences, and talents.
  • At Aleph, your work directly contributes to connecting brands and consumers in meaningful ways, shaping the future of digital advertising.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysisportfolio risk managementcollections oversightfinancial statement analysiscash flow assessmentliquidity analysisleverage analysisbalance sheet ratio analysisnegotiationprocess improvement
Soft Skills
analytical skillsproblem-solvingdecision-makingcommunication skillsinfluencing stakeholdersorganizational skillsdetail-orientedteam-focusedownership mindsetcollaboration