Quantitative Analyst II – Capital Structuring, Analytics

Affirm

Quantitative Analyst structuring and pricing asset-backed funding for Affirm’s buy-now-pay-later consumer loans. Building models that optimize capital strategy and predict loan performance.

Posted 8/28/2026full-timeRemote • 🇨🇦 CanadaJuniorMid-Level💰 CA$117,000 - CA$167,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in structuring asset-backed transactions and building quantitative models to forecast consumer loan performance. Collaborates effectively with cross-functional teams to optimize funding strategies and pricing decisions.

Highest-signal resume keywords

Asset-Backed Transaction StructuringQuantitative Model DevelopmentSQLPythonIntex/Bloomberg

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Asset-Backed Transaction StructuringQuantitative Model DevelopmentConsumer Loan Performance ForecastingSQLPython

Soft Skills

Interpersonal SkillsCommunication SkillsCollaborationProactive LeadershipCreative Problem-Solving

Tools & Technologies

IntexBloomberg

Industry Keywords

Capital MarketsConsumer LoansFunding StrategyMerchant PricingCross-Functional Collaboration

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Work closely with the Capital Markets team to evaluate, structure, and price consumer asset-backed transactions
Develop and enhance capital structuring and pricing models for Affirm’s consumer loan portfolio
Build quantitative models to analyze and predict consumer loan performance
Provide insights on capital markets deals to cross-functional teams for optimized funding strategy and merchant pricing
Partner with Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product, and Engineering teams on funding, product, and business decisions

Requirements

What you’ll need

2+ years of relevant experience structuring asset-backed transactions, forecasting consumer loan performance, and/or building quantitative models
Experience with industry-standard tools such as Intex/Bloomberg
Experience working with accountants, rating agencies, and internal/external partners
Experience with SQL, Python, or other scripting languages
Strong interpersonal and communication skills
Ability to collaborate and influence across different teams
Proactive leadership, project-driving, ambiguity navigation, and creative problem-solving with minimal guidance
Desire to understand the broader context of business decisions

Benefits

Comp & perks

Monthly stipends for health, wellness and tech spending
100% subsidized medical coverage for employees and dependents
Dental and vision coverage for employees and dependents
Flexible Spending Wallets with stipends for Technology, Food, Lifestyle needs, and family forming expenses
Competitive vacation and holiday schedules
Employee stock purchase plan enabling discounted Affirm share purchases
Reasonable accommodations during the hiring process