Software Engineer II, Backend – Collections

Affirm

Software Engineer II developing backend solutions for collections at Affirm. Responsible for ensuring high availability and reliability in the systems while managing recovery strategies.

Posted 7/24/2026contractRemote • 🇪🇸 SpainMid-LevelSenior💰 €73,000 - €109,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Proficient in Python or Kotlin with a strong understanding of distributed systems and cloud technologies like AWS and Kubernetes. Demonstrates effective collaboration with product managers and risk teams to manage projects and deliver high-quality software solutions.

Highest-signal resume keywords

Python ProficiencyKotlin ProficiencyDistributed Systems KnowledgeAWS ExperienceKubernetes Familiarity

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Software EngineeringCode ReviewClear Code WritingExtensible Code DevelopmentTask Breakdown

Soft Skills

Strong Communication Skills

Tools & Technologies

MySQLAWSKubernetes

Industry Keywords

Product Development LifecycleMetrics MonitoringOn-Call Support

Tech Stack

Tools & technologies

AWSDistributed SystemsKotlinKubernetesMySQLPython

About the role

Key responsibilities & impact

Collaborate closely with product managers and risk teams to manage loans
Break down larger projects into tasks for timely delivery
Support product development lifecycle by collaborating with management and analytics
Monitor metrics and support on-call efforts
Engage in growth and development activities on your team

Requirements

What you’ll need

2.5+ years of experience as a software engineer
Proficiency in one of Python or Kotlin
Familiar with distributed systems and technologies like AWS, MySQL and Kubernetes
Mastered writing clear, well tested and extensible code
Comfortable navigating a large codebase and providing feedback through code reviews
Strong verbal and written communication skills

Benefits

Comp & perks

100% subsidized medical coverage, dental and vision for you and your dependents
Flexible Spending Wallets for tech, food and lifestyle
Away Days - wellness days to take off work and recharge
Learning & Development programs
Parental benefits
Employee Resource & Community Groups
Competitive vacation and holiday schedules
Employee stock purchase plan enabling you to buy shares of Affirm at a discount