Compliance Lead

Affirm

Compliance Lead managing Canada's compliance framework for Affirm. Ensuring alignment with regulatory requirements and integrating local obligations into the global compliance program.

Posted 7/8/2026full-timeRemote • 🇨🇦 CanadaSenior💰 CA$101,000 - CA$151,000 per yearWebsite

About the role

Key responsibilities & impact

Serve as subject matter expert on consumer protection, payment regulations and related financial regulatory requirements
Support execution of risk controls related to safeguarding, operational risk and program governance under the Retail Payments Activities Act (RPAA)
Provide regulatory advice to Product, Legal, Risk, and Operations teams on new initiatives and business changes
Interpret regulatory developments and translate them into actionable business guidance
Support regulatory examinations, inquiries, and supervisory engagement
Oversee required Canadian regulatory reporting and ensure timely, accurate submissions
Prepare compliance updates for senior leadership and risk governance forums
Support preparation of materials for executive and Board-level committees
Maintain documentation evidencing regulatory compliance and program effectiveness
Lead the Canada compliance risk assessment and periodic refresh processes
Evaluate control effectiveness and recommend enhancements where gaps are identified
Review monitoring outputs and provide expert-level guidance on issue disposition
Escalate material compliance risks appropriately within global governance structures
Maintain and enhance Canada-specific policies, procedures, and control documentation
Support development of compliance monitoring activities aligned to local risk exposure
Partner cross-functionally to ensure remediation efforts are implemented effectively

Requirements

What you’ll need

5+ years of compliance, regulatory, or legal experience in a Canadian regulated financial services environment (consumer credit or fintech preferred)
Bachelor’s degree required; CAMS/CFCS or similar certification is an asset
Strong working knowledge of Canadian consumer protection and payment regulations along with the applicable regulatory frameworks (e.g., RPAA and related obligations)
Ability to apply regulatory interpretation pragmatically within a commercial environment
Experience supporting regulatory reporting, compliance risk assessments, and control testing.
Strong analytical and documentation skills
Ability to operate independently with sound judgment
Excellent written and verbal communication skills
Pragmatic, solutions-oriented mindset
Ability to influence cross-functional stakeholders

Benefits

Comp & perks

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Regulatory InterpretationControl TestingRisk Controls ExecutionCompliance MonitoringDocumentation Skills

Soft Skills

Analytical SkillsWritten CommunicationVerbal CommunicationJudgmentInfluencing Stakeholders

Certifications

CAMSCFCS