Compliance Lead, Fair Lending

Affirm

Compliance Lead role at Affirm focusing on Fair Lending Program. Collaborating across teams to ensure regulatory compliance in financial services.

Posted 4/24/2026full-timeRemote • California, Connecticut, New Jersey, New York, Washington • 🇺🇸 United StatesSenior💰 $115,000 - $155,000 per yearWebsite

About the role

Key responsibilities & impact

Support second-line oversight of Fair Lending risk across the full credit lifecycle
Partner cross-functionally with Product, Credit, Machine Learning, Engineering, and Legal to embed Fair Lending considerations into product design, model development, and go-to-market decisions
Own and evolve key components of Affirm’s Fair Lending Program, including governance, risk assessments, monitoring, and testing frameworks
Provide clear, actionable guidance on complex regulatory expectations (e.g., ECOA/Reg B, UDAAP) and translate them into practical solutions across the product lifecycle
Build trusted relationships with internal stakeholders and external partners to ensure transparency, accountability, and alignment on compliance risk

Requirements

What you’ll need

5+ years of experience in compliance, audit, or regulatory roles within financial services, with specific experience supporting Fair and Responsible Lending programs and regulations (e.g., ECOA/Reg B, UDAAP)
Strong understanding of Fair Lending Compliance Management Systems, including risk assessments, testing, governance, and issue management across complex products and models
Experience partnering with technical and business teams (e.g., credit risk, machine learning, product) to evaluate and mitigate risk in models and decision systems
Ability to navigate ambiguity, apply regulatory judgment, and make informed decisions in a fast-evolving fintech and regulatory landscape
Clear, concise communicator who can distill complex topics and influence stakeholders at all levels, including senior leadership and external partners
Highly organized and proactive, with strong analytical and problem-solving skills

Benefits

Comp & perks

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Fair Lending Compliance Management Systemsrisk assessmentstesting frameworksgovernanceissue managementregulatory complianceauditregulatory rolesfinancial servicesmodel development

Soft Skills

clear communicationanalytical skillsproblem-solving skillsorganizational skillsproactiveinfluencing stakeholdersnavigating ambiguityregulatory judgmentbuilding relationshipscross-functional collaboration