Analytics Manager, Full Stack
Affirm
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇳🇱 Netherlands
Visit company websiteSalary
💰 €114,000 - €154,000 per year
Job Level
Mid-LevelSenior
Tech Stack
PythonSQL
About the role
- Leverage advanced data analytics to derive insights and optimise credit strategies across products and geographies.
- Partner with Engineering to design and build scalable risk models and credit risk capabilities.
- Monitor portfolio performance and macroeconomic trends that impact loan outcomes; proactively adjust underwriting and marketing strategies to mitigate risk.
- Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions, and translate them into credit policy, underwriting, and product design recommendations.
- Engage and coordinate with external stakeholders — including merchants, vendors, and regulatory bodies — to align credit risk practices, ensure compliance, and strengthen strategic partnerships
- Oversee the development and execution of credit underwriting frameworks that balance growth, compliance, and risk mitigation goals.
- Drive cross-functional discussions to ensure new product launches and market entries are aligned with risk appetite, operational capabilities, and local regulations.
- Provide mentorship and guidance to a team of credit analysts, fostering skill development and thought leadership in credit strategy and regulatory awareness.
- Manage team resources, priorities, and workload distribution, ensuring alignment with company goals and timely delivery of initiatives.
- May supervise direct reports.
Requirements
- Master’s degree (or foreign equivalent) in Data Science, Computer Science, Engineering, Economics, or a related field, and 3+ years of experience (or equivalent senior-level experience)
- SQL, Python, or other scripting languages
- Data mining, data visualisation, and statistical modeling
- Applying machine learning techniques to credit risk management
- Leveraging advanced analytics to develop and optimise credit strategies
- Monitoring and interpreting model performance metrics across portfolios
- Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align credit strategies with regulatory frameworks and business objectives.
- Deep understanding of consumer lending regulations, fair lending principles, and regional market dynamics influencing credit policy and underwriting.
- Ability to translate complex regulatory and economic insights into actionable credit and product strategies.
- Demonstrated success mentoring high-performing analytical teams and driving data-informed decision-making at scale.
- Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions.
Benefits
- Flexible Spending Wallets for tech and lifestyle
- Away Days - wellness days to take off work and recharge
- Learning & Development programs
- Parental benefits
- Employee Resource Groups
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
SQLPythondata miningdata visualizationstatistical modelingmachine learning techniquescredit risk managementmodel performance metricscredit underwriting frameworksadvanced analytics
Soft skills
mentorshipguidancecommunication skillsinfluencecross-functional collaborationteam managementstrategic thinkingproblem-solvingleadershipanalytical thinking
Certifications
Master’s degree in Data ScienceMaster’s degree in Computer ScienceMaster’s degree in EngineeringMaster’s degree in Economics