Analyst I, Full Stack
Affirm
full-time
Posted on:
Location Type: Remote
Location: Remote • California, Connecticut, New Jersey, New York, Washington • 🇺🇸 United States
Visit company websiteSalary
💰 $128,398 - $190,000 per year
Job Level
Junior
Tech Stack
AWSPythonSQLTableau
About the role
- Perform advanced data analysis to derive critical insights and develop credit strategies;
- Utilize data modeling techniques to manage the profitability and resilience of Affirm by assessing and managing risk through analysis and development of portfolio models by using statistics to quantify risk;
- Collaborate with Data Science and Engineering teams to build our new underwriting models and risk management capabilities for Affirm’s consumer finance platform;
- Explore business data by using statistical and data modeling to develop robust lifetime valuation infrastructure and capabilities;
- Collaborate with the Merchant Pricing team to value different merchants and use advanced data analytics to derive insights and optimize credit strategies;
- Develop credit policies for new initiatives and products;
- Develop effective risk management strategies and capabilities by analyzing business data sets and using Structured Query Language (SQL) to perform ongoing data testing and experimentation;
- Monitor portfolio as well as macroeconomic trends impacting loan performance; and
- Improve end-to-end product analytics workflows using quantitative techniques including linear and logistic regression, classification, clustering and other data modeling and mining methods to deeply understand and analyze data that will improve underwriting solutions.
Requirements
- Master’s degree (or foreign equivalent) in Business Analytics, Financial Engineering or related field & one year of experience in the following:
- Economic and accounting principles and practices, including: the financial markets, banking, and the analysis and reporting of financial data;
- SQL, Python, R, Matlab, or AWS;
- Looker or Tableau;
- Risk modeling including both credit and market risk, assessing macroeconomic trends and financial performance, enabling evaluation of industry risk trends;
- Using advanced machine learning techniques to develop quantitative models to predict probability of default with financials and macroeconomic indicators;
- Data analytics, financial modeling, model validation, and risk analytics.
Benefits
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
data analysisdata modelingrisk managementcredit strategiesSQLPythonRMatlabmachine learningfinancial modeling
Soft skills
collaborationcommunicationanalytical thinkingproblem-solvingstrategic thinking
Certifications
Master’s degree in Business AnalyticsMaster’s degree in Financial Engineering