Senior Counsel, Capital Markets

Affirm

Senior Counsel leading capital markets financing and bank partnership transactions for Affirm, a consumer finance company enabling transparent pay-over-time purchases. Advising on structured finance, securities law, and deal execution.

Posted 9/10/2026full-timeRemote • 🇺🇸 United StatesSenior💰 $195,000 - $280,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in capital markets transactions, including structured and debt finance, while providing legal guidance on lending and securities laws. Proven ability to lead financing transactions and collaborate with cross-functional teams in a high-growth fintech environment.

Highest-signal resume keywords

7+ Years Law-Firm ExperienceJD DegreeMembership In Good Standing In A US State BarExpert Knowledge Of Lending And Securities LawsLegal Experience In Structured And Debt Finance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Capital Markets Deal DocumentsCredit And Security AgreementsLoan Sale AgreementsSecuritizationsAsset-Based LendingCreative Forms Of FundingFinancing TransactionsCorporate TransactionsLegal Strategy ExecutionPost-Closing Maintenance

Soft Skills

Excellent Business JudgmentInterpersonal SkillsProblem-Solving SkillsAttention To DetailSelf-Motivation

Industry Keywords

FintechHigh-Growth Start-UpBank PartnershipsCross-Functional TeamsThought Leadership

About the role

Key responsibilities & impact

Advise and support the capital markets team in developing the company’s network of capital sources and strategies, including international expansion
Advise and support the bank partnerships team in developing the network of originating and card-issuing partner banks
Independently lead financing transactions or bank partner initiatives from legal strategy through execution and post-closing maintenance
Draft, review, and negotiate US and international capital markets deal documents, including credit and security agreements, loan sale agreements, indentures, officer certificates, board and shareholder resolutions, and side letters
Provide legal expertise on lending and securities laws and regulations for capital markets transactions
Communicate legal advice clearly, concisely, and promptly
Coordinate with cross-functional teams as the legal point of contact for capital markets and/or bank partnerships
Provide thought leadership on special projects
Report to the Director, Capital Markets Counsel and work closely with capital markets and bank partnerships business teams

Requirements

What you’ll need

7+ years of relevant law-firm experience
Additional in-house experience preferred, particularly from a high-growth fintech start-up
JD degree from a well-regarded law school
Membership in good standing in a US state bar
Legal experience in structured and/or debt finance, including term, revolving, and asset-based lending; warehouse and asset-backed financing; loan sales; securitizations; and creative forms of funding
Expert understanding of financing and corporate transactions
Expert knowledge of lending and securities laws and regulations relating to capital markets transactions
Outstanding integrity and work ethic
Excellent business judgment and interpersonal skills
Strong interpersonal and problem-solving skills
Meticulous attention to detail, maturity, business acumen, proactivity, and excellent attitude
Proven experience as a key contributing member of a high-performing team
Self-motivation and ability to take ownership of projects
Ability to work efficiently independently and as part of a team
Visa sponsorship is not available for this position

Benefits

Comp & perks

Equity rewards may be included in the total compensation package
Monthly stipends for health, wellness and tech spending
100% subsidized medical coverage for employees and dependents
Dental and vision coverage for employees and dependents
Flexible time off
Generous holiday calendars
Employee stock purchase plan (ESPP) allowing employees to buy Affirm stock at a discount
Inclusive interview process and accommodations for candidates with disabilities
In-person onboarding experience for all new hires