Head of Capital Markets

Achieve

Head of Capital Markets leading Achieve’s AI-enabled funding, securitization, and investor strategy. Designing capital structures for consumer lending products and scaling institutional analytics.

Posted 8/10/2026full-timeRemote • Chicago • Illinois • 🇺🇸 United StatesLead💰 $340,000 - $370,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in consumer structured finance and capital markets, with a strong focus on managing funding strategies, investor relations, and advanced financial modeling. Proven ability to lead cross-functional teams and optimize capital allocation in complex liquidity environments.

Highest-signal resume keywords

Consumer Structured FinanceCapital Markets LeadershipAsset-Backed SecuritizationAdvanced Financial ModelingCross-Functional Team Building

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Programmatic ABS ManagementForward-Flow NegotiationLiquidity ManagementStress SimulationData ScienceQuantitative AnalysisCapital Strategy FormulationCredit Risk OptimizationInvestor AllocationAlgorithmic Best Execution

Soft Skills

Relationship BuildingTransparent Communication

Tools & Technologies

AI-Enabled Capital Allocation EngineUnified Loan Data WarehouseInvestor Reporting Portal

Certifications & Qualifications

MBACFA

Industry Keywords

Fintech Capital MarketsCost of CapitalCredit Box AlignmentMarket RiskInvestor Demand Management

About the role

Key responsibilities & impact

Own the strategic multi-year funding roadmap supporting Achieve's growth, reporting to the President of Achieve Lending
Design and guide Achieve's diversified funding stack across cost of capital, certainty of takeout, capacity, and resilience
Architect and oversee forward flow agreements, warehouse lines, the asset-backed securitization program, and credit box alignment
Partner with Finance and Treasury to manage corporate liquidity and maintain an operational cushion against market risk
Transform legacy funding processes into an AI-enabled Capital Allocation Engine with algorithmic best execution
Sponsor and scale predictive pricing, investor allocations, risk/prepayment monitoring, and automated deal structuring
Oversee an institutional-grade unified loan data warehouse and self-service investor reporting portal
Extend credit and stress scenario modeling to emulate major rating agencies' models
Improve cross-functional operating rhythms between Capital Markets and other Achieve teams
Synthesize investor feedback, market intelligence, and asset preference shifts
Establish funding gates for new product launches and credit expansions
Align revenue recognition policies, corporate cost of capital metrics, and balance sheet deployment
Formulate capital strategy and structural design for new lending products, including mortgage, auto, and credit cards
Partner with Credit Risk, Marketing, and Business Unit General Managers to optimize borrower acquisition, risk-adjusted returns, and investor appetite
Build high-performing cross-functional teams across Investor Relations, Structuring, Investor Reporting & Data, Loan Products & Capital Strategy, and Risk & Portfolio Surveillance

Requirements

What you’ll need

12+ years of senior experience in consumer structured finance, investment banking, asset management, or fintech capital markets platforms
3–5+ years leading the Capital Markets function
Proven history managing programmatic ABS platforms
Experience negotiating committed forward-flow and warehouse facilities
Experience managing through complex liquidity environments
Bachelor's degree in Finance, Economics, Data Science, Engineering, or a highly quantitative discipline
Deep familiarity with structural waterfalls, stress simulations, and advanced modeling
Proven ability to manage outcomes, treat investor demand as a managed portfolio, and connect capital markets outcomes to enterprise value creation
Exceptional relationship-building and transparent communication skills
Experience building high-performing, cross-functional teams across Investor Relations, Structuring, Investor Reporting & Data, Loan Products & Capital Strategy, and Risk & Portfolio Surveillance
MBA, CFA, or advanced degree in quantitative finance highly preferred

Benefits

Comp & perks

401 (k) with employer match
Medical, dental, and vision with HSA and FSA options
Competitive vacation and sick time off
Dedicated volunteer days
Access to wellness support through Employee Assistance Program
Physical and mental health wellness programs
Pet care discounts
Financial support in times of hardship through the Achieve Care Fund
Commitment to diversity and inclusion through six employee resource groups
Bonus
Equity