Head of Capital Markets

Achieve

Head of Capital Markets leading Achieve’s funding stack, ABS securitization, and AI-enabled capital allocation. Driving lending growth across mortgage, auto, credit cards, and personal finance products.

Posted 8/10/2026full-timeRemote • Dallas • Texas • 🇺🇸 United StatesLead💰 $340,000 - $370,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in consumer structured finance and capital markets, with a strong focus on programmatic ABS platforms, liquidity management, and advanced financial modeling. Proven ability to lead cross-functional teams and drive strategic funding initiatives that align with institutional investor demand and credit risk.

Highest-signal resume keywords

Consumer Structured FinanceCapital Markets LeadershipProgrammatic ABS ManagementLiquidity ManagementAdvanced Financial Modeling

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Structured WaterfallsStress SimulationsCredit Risk AnalysisData ScienceAlgorithmic Best ExecutionLoan Sales Performance PlanningSecuritizationCapital Strategy FormulationInvestor AllocationsAutomated Deal Structuring

Soft Skills

Relationship BuildingProactive TransparencyCross-Functional Team Leadership

Tools & Technologies

AI-Enabled Capital Allocation EngineUnified Loan Data WarehouseInvestor Reporting Portal

Certifications & Qualifications

MBACFA

Industry Keywords

Fintech Capital MarketsForward-Flow AgreementsWarehouse LinesABS ProgramsCredit Box Alignment

About the role

Key responsibilities & impact

Own Achieve’s strategic multi-year funding roadmap and report directly to the President of Achieve Lending
Transform Capital Markets activities into a world-class, programmatic effort aligning institutional investor demand with credit risk, origination types, and liquidity targets
Define and maintain accountability for the performance plan for loan sales and securitization
Design and guide the diversified funding stack across forward flow agreements, warehouse lines, ABS programs, and credit box alignment
Partner with Finance and Treasury to manage corporate liquidity and maintain an operational cushion against market risk
Lead transformation of legacy funding processes into an AI-enabled Capital Allocation Engine using algorithmic Best Execution
Sponsor AI capabilities including predictive pricing, investor allocations, risk/prepayment monitoring, and automated deal structuring
Oversee a unified loan data warehouse and self-service investor reporting portal
Develop credit and stress scenarios that emulate major rating-agency models
Improve cross-functional operating rhythms, synthesize investor and market intelligence, and establish funding gates for product launches and credit expansions
Align revenue recognition policies, cost-of-capital metrics, and balance-sheet deployment
Formulate capital strategy and structural design for new lending products, including mortgage, auto, and credit cards
Partner with Credit Risk, Marketing, and business-unit GMs to optimize borrower acquisition, risk-adjusted returns, and investor appetite
Ensure new asset designs, credit boxes, and yield profiles integrate with warehouse lines, forward-flow agreements, and ABS issuance

Requirements

What you’ll need

12+ years of senior experience in consumer structured finance, investment banking, asset management, or fintech capital markets platforms
3–5+ years leading the Capital Markets function
Proven history managing programmatic ABS platforms
Experience negotiating committed forward-flow and warehouse facilities
Experience managing through complex liquidity environments
Bachelor’s degree in Finance, Economics, Data Science, Engineering, or a highly quantitative discipline
Deep familiarity with structural waterfalls, stress simulations, and advanced modeling
Proven ability to manage outcomes and connect capital markets results to long-term enterprise value creation
Exceptional relationship-building and proactive transparency skills
Experience building high-performing cross-functional teams across Investor Relations, Structuring, Investor Reporting & Data, Loan Products & Capital Strategy, and Risk & Portfolio Surveillance
MBA, CFA, or advanced degree in quantitative finance highly preferred

Benefits

Comp & perks

401(k) with employer match
Medical, dental, and vision with HSA and FSA options
Competitive vacation and sick time off
Dedicated volunteer days
Employee Assistance Program
Physical and mental health wellness programs
Pet care discounts
Financial support in times of hardship through the Achieve Care Fund
Six employee resource groups and commitment to diversity and inclusion
Bonus
Equity