Head of Capital Markets

Achieve

Head of Capital Markets scaling Achieve’s digital consumer lending platform. Owning funding strategy, ABS issuance, liquidity, AI-enabled capital allocation, and new lending-product design.

Posted 8/10/2026full-timeRemote • Los Angeles • California • 🇺🇸 United StatesLead💰 $340,000 - $370,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in capital strategy, funding optimization, and advanced financial modeling, with a strong focus on consumer structured finance and investment banking. Proven ability to lead cross-functional teams and drive outcomes that enhance enterprise value through innovative funding solutions.

Highest-signal resume keywords

Capital Markets LeadershipStructured Finance ExpertiseAdvanced Financial ModelingCross-Functional Team BuildingInvestor Relations Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Consumer Structured FinanceProgrammatic ABS ManagementLiquidity ManagementStress Simulation ModelingCapital Allocation Engine DevelopmentForward Flow Agreement NegotiationWarehouse Facility ManagementPredictive Pricing StrategiesCredit Box AlignmentData Warehouse Oversight

Soft Skills

Relationship BuildingTransparent CommunicationCross-Functional CollaborationStrategic ThinkingOutcome Management

Certifications & Qualifications

MBACFA

Industry Keywords

Funding RoadmapCost of CapitalMarket RiskInvestor AllocationsCredit RiskAsset ManagementFintech Capital MarketsLoan ProductsCapital StrategyInvestor Reporting

About the role

Key responsibilities & impact

Own Achieve’s strategic multi-year funding roadmap and report directly to the President of Achieve Lending
Design and guide a diversified funding stack optimized for cost of capital, certainty of takeout, capacity, and resilience
Architect and oversee forward flow agreements, warehouse lines, ABS programs, and credit box alignment
Partner with Finance and Treasury to manage corporate liquidity and maintain an operational cushion against market risk
Transform legacy funding processes into an AI-enabled Capital Allocation Engine using algorithmic Best Execution
Sponsor and scale predictive pricing, investor allocations, risk/prepayment monitoring, and automated deal structuring
Oversee an institutional-grade unified loan data warehouse and self-service investor reporting portal
Develop credit and stress scenario models emulating major rating agencies’ models
Improve cross-functional operating rhythms between Capital Markets and other Achieve teams
Synthesize investor feedback, market intelligence, and asset preference shifts
Establish funding gates for new product launches and credit expansions
Align revenue recognition policies, corporate cost of capital metrics, and balance sheet deployment
Formulate and expand product capabilities across mortgage, auto, and credit card lending
Lead capital strategy and structural design for new lending products
Partner with Credit Risk, Marketing, and Business Unit GMs to optimize borrower acquisition, risk-adjusted returns, and investor appetite
Ensure new asset designs, credit boxes, and yield profiles integrate with warehouse lines, forward flow agreements, and ABS issuance
Build high-performing cross-functional teams across Investor Relations, Structuring, Investor Reporting & Data, Loan Products & Capital Strategy, and Risk & Portfolio Surveillance

Requirements

What you’ll need

12+ years of senior experience in consumer structured finance, investment banking, asset management, or fintech capital markets platforms
3–5+ years leading the Capital Markets function
Proven history managing programmatic ABS platforms
Experience negotiating committed forward-flow and warehouse facilities
Experience managing through complex liquidity environments
Bachelor’s degree in Finance, Economics, Data Science, Engineering, or a highly quantitative discipline
Deep familiarity with structural waterfalls, stress simulations, and advanced modeling
Proven ability to manage outcomes and connect capital markets outcomes to long-term enterprise value creation
Exceptional relationship-building and transparent communication skills
Experience building high-performing, cross-functional teams across Investor Relations, Structuring, Investor Reporting & Data, Loan Products & Capital Strategy, and Risk & Portfolio Surveillance
MBA, CFA, or advanced degree in quantitative finance highly preferred

Benefits

Comp & perks

401(k) with employer match
Medical, dental, and vision with HSA and FSA options
Competitive vacation and sick time off
Dedicated volunteer days
Employee Assistance Program
Physical and mental health wellness programs
Pet care discounts
Financial support in times of hardship through the Achieve Care Fund
Six employee resource groups and commitment to diversity and inclusion
Hybrid work options in the San Mateo, CA and Phoenix, AZ metro markets
Work-from-home opportunities in other locations throughout the country
Bonus
Equity