Director, Credit Risk Analytics, Capital Markets

Achieve

Director of Credit Risk Analytics managing credit risk and capital markets strategies. Leading AI-driven initiatives to enhance underwriting efficiency and improve portfolio performance.

Posted 7/1/2026full-timeRemote • Chicago • Illinois • 🇺🇸 United StatesLead💰 $240,000 - $270,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Develop and enhance analytical frameworks to assess portfolio credit quality, monitor portfolio performance, and surface emerging credit trends.
Partner with Capital Markets, Finance, and Business teams to optimize risk-adjusted returns and identify opportunities for swap in/out segments at the margin.
Track macroeconomic, industry, and market developments and assess their potential impact on portfolio performance and credit risk.
Collaborate closely with Credit Modeling teams to identify emerging risk signals and incorporate business insights into model development, validation, and enhancement efforts.
Lead the exploration and practical development of Credit Risk’s AI and advanced analytics strategy to strengthen underwriting, risk assessment, and portfolio management capabilities.
Identify, evaluate, and integrate alternative internal and external data sources to enhance borrower assessment, risk identification, and predictive model performance.
Pilot and deploy AI agents and advanced analytical tools to accelerate risk management workflows, enhance signal detection, and improve speed-to-insight and execution.
Drive automation of underwriting processes to improve decision speed, consistency, operational efficiency, and scalability.
Partner with Capital Markets and Finance teams to support securitizations, warehouse facilities, whole-loan sales, and other structured finance transactions.
Translate credit forecasts, portfolio performance, and strategic initiatives into clear, investor-focused narratives and capital markets communications.
Design and maintain a suite of BAU reporting and analytics to support investor relations, transaction execution, and ongoing capital markets activities.
Own Credit Enhancement projections in partnership with the Loss Forecasting team, proactively identifying risks, opportunities, and key drivers impacting Credit Enhancement liability.

Requirements

What you’ll need

8+ years of experience in credit risk analytics, credit strategies, or quantitative risk management or related financial services disciplines.
5+ years of leadership experience managing analytics, data science, or credit risk functions.
Strong knowledge of consumer lending (Personal loans, HELOC)
Proven track record leading strategic transformation initiatives and cross-functional programs.
Advanced analytical skills (SQL, Python, or similar).
Ability to translate complex analytical concepts into actionable business recommendations.
Strong analytical, problem solving and communication skills.
Strategic thinker with strong business acumen and executive presence.
Strong stakeholder management skills across executive leadership, investors, regulators, and external partners.

Benefits

Comp & perks

401 (k) with employer match
Medical, dental, and vision with HSA and FSA options
Competitive vacation and sick time off, as well as dedicated volunteer days
Access to wellness support through Employee Assistance Program, physical and mental health wellness programs
Pet care discounts for your furry family members
Financial support in times of hardship with our Achieve Care Fund
A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

SQLPythonCredit Risk AnalyticsQuantitative Risk ManagementData Science

Soft Skills

Analytical SkillsProblem SolvingCommunication SkillsStrategic ThinkingBusiness Acumen