Senior Risk Analyst

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Senior Risk Analyst making credit decisions and structuring equipment leases for Canon Financial Services. Analyzing financial statements, managing credit lines, and supporting scoring-model enhancements.

Posted 8/18/2026full-timeBurlington • New Jersey • 🇺🇸 United StatesSenior💰 $76,150 - $114,040 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit scoring metrics, financial modeling, and risk management while effectively negotiating complex credit approvals. Strong ability to mentor team members and maintain professional relationships with sales teams and customers.

Highest-signal resume keywords

Credit Scoring Metrics AnalysisFinancial ModelingNegotiation of Structured ApprovalsLease Accounting Systems KnowledgeInterpersonal Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit ScoringFinancial Statement AnalysisRisk Management GuidelinesCredit Line MonitoringCredit Approval StructuringAutomated Credit ScoringBusiness Scoring Model DevelopmentEquipment Lease OperationsInventory Finance UnderwritingBroker Experience

Soft Skills

Effective CommunicationTeam PlayerProblem ResolutionRapport BuildingSelf-Starter

Tools & Technologies

Google DocsGoogle SheetsGoogle SlidesLease Accounting Systems

Certifications & Qualifications

Bank Credit TrainingFormal Credit Training

Industry Keywords

Credit DecisionsFinancial MetricsCredit Application StatusApplication TurnaroundApproval RatioDelinquencyCharge-OffFollow-UpAppeal-Resolution Goals

About the role

Key responsibilities & impact

Review and analyze credit scoring metrics and risk ratings to identify material credit strengths and weaknesses and provide timely credit decisions
Support credit decisions using scoring models and supplementary data from commercial and personal credit reporting agencies and web resources
Spread and analyze financial statements and incorporate relevant financial metrics into credit reviews
Review and decide transactions within assigned authority and recommend transactions exceeding assigned authority
Monitor credit lines and complete credit line renewals
Structure and document credit approvals consistent with risk management guidelines
Review and approve contract-term changes within assigned authority
Advise sales teams on pended applications and facilitate obtaining credit and financial information
Update system comments on credit application status
Resolve dealer and customer concerns while maintaining risk management standards
Develop relationships with sales teams and end user customers
Negotiate complex credits and lease structures
Mentor junior credit team members
Complete assigned training
Facilitate credit scoring model maintenance and updates with the IT department
Contribute to application turnaround, approval ratio, delinquency, charge-off, follow-up, and appeal-resolution goals

Requirements

What you’ll need

Bachelor’s Degree or equivalent, preferably in finance or a related subject
At least 5 years of related work experience
Strong working knowledge of automated credit scoring and financial modeling
Knowledge of business and consumer scoring model development, adjustments, and maintenance
Ability to negotiate and close structured approvals for challenging credits
Clear understanding of equipment lease operations
Ability to communicate effectively to resolve issues professionally
Working knowledge of lease accounting systems
Team player and self-starter with high energy, positive outlook, and professional demeanor
Career-oriented with focus on growth in the equipment finance business
Ability to handle multiple tasks and complete assignments accurately within expected time frames in a high-volume environment
Working knowledge of Google Docs, Sheets, and Slides
Strong interpersonal skills, including rapport building, listening, and questioning skills
Ability to work effectively in a fast-paced environment supporting East, Central, and West zones
Ability to complete special projects as assigned
Inventory Finance and/or Hard Asset underwriting experience and Broker experience are a plus
Bank credit training or other formal credit training is a plus

Benefits

Comp & perks

Hybrid work schedule with option to work from home the remainder of the week
Medical insurance
Dental insurance
Vision insurance
401(k) Savings Plan
Discretionary profit sharing
Discretionary success sharing
Educational assistance
Recognition programs
Vacation
Competitive compensation package