Compliance

• This role will report to the Deputy Head of Compliance and work closely with business, technology, marketing, and legal teams to conduct compliance assessments and provide compliance and risk mitigation requirements for the organization.
• Additionally, this role will also monitor cryptocurrency-related transactions and alerts, handle ongoing screening of clients, assess potential risks, and ensure compliance with regulatory and internal requirements.
• Proactively identifying and communicating deficiencies or gaps with regulatory compliance; providing guidance in the development of alternative solutions or implementation of corrective action.
• Provide full support on all regulatory and compliance matters, including periodic reporting and submissions to the Regulator.
• Maintain accurate and up-to-date records of regulatory obligations and submissions.
• Filing of internal SARs/STRs and others as required.
• Assist in outsourcing compliance in accordance with prevailing regulations.
• Assisting in ensuring AML programs are in line with current industry best practices and both efficient and effective in terms of internal controls.
• Conducting compliance risk assessment programs, e.g., Anti-Money Laundering (“AML”) risk assessment and Privacy Risk assessment.
• Support the development and enhancement of compliance policies, procedures, and controls to meet regulatory standards.
• Maintain the Company’s regulatory and compliance documents, which include, amongst other things, the Company’s KYC and AML policies and procedures to ensure they are up-to-date and comply with the Company’s as well as regulatory requirements.
• Support compliance-related projects, including policy reviews, audits, and gap analyses.
• Assist in the design and implementation of process improvements to enhance compliance effectiveness.
• Coordinate with internal stakeholders (e.g., operations, finance, legal, technology) on cross-functional initiatives with regulatory impact.
• Provide compliance input and oversight on new business initiatives, products, or services.
• Provide compliance guidance to business units to ensure alignment with regulatory and internal requirements.
• Participate in compliance training and awareness initiatives across the organization.
• Assist in responding to internal and external audit requests.
• Other ad hoc matters as and when required, as set out by the Chief Compliance Officer.

Regulatory Compliance Officer

Manager

• Develop, implement and continuously refine the Organisation credit related risk appetite framework
• Ensure compliance with regulatory requirements (BASEL, IFRS, prudential standards and governance standards)
• Establish internal credit rating models and scorecards
• Define and monitor credit limits and concentration risks
• Support relevant Management Committees and ensure approval governance is in place
• Monitor portfolio exposure by counterparty and geography
• Conduct credit risk stress testing and scenario analysis
• Develop and monitor early warning indicators (EWI) and Key Risk Indicators (KRI)
• Analyse portfolio concentration risk and emerging trends
• Assess the adequacy and effectiveness of collateral (bullion-backed exposures) as a credit risk mitigant
• Monitor credit risk exposure and sensitivity to market movements
• Collaborate with Market Risk teams on margining and collateral valuation
• Manage risks for tokenised assets (gold/silver-backed)
• Assess and manage counterparty credit risk and settlement risk exposures, including delivery-versus-payment (DvP) risks and settlement timing mismatches
• Ensure alignment between reserves and digital issuance
• Prepare risk reports for senior management and the Board
• Support and coordinate internal and external audits, ensuring timely remediation of findings
• Develop credit risk policies and frameworks
• Support Risk Appetite Framework
• Integrate traditional and digital risk practices
• Collaborate with Trading, Treasury, and Compliance teams
• Provide strategic risk insights
• Lead and mentor the risk team

ABX

Regulatory Compliance Officer

Credit Risk & Portfolio Manager