Credit Officer – Credit Lending

Absa Group

Specialist Credit Officer managing credit risk processes at Absa Bank to support asset finance clients. Ensuring quality credit assessments and compliance with regulatory requirements.

Posted 7/21/2026full-timeJohannesburg • 🇿🇦 South AfricaJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit risk management, including performing comprehensive credit assessments and delivering high-quality credit decisions. Possesses strong analytical skills to evaluate financial statements and report risk events effectively.

Highest-signal resume keywords

Credit Risk ManagementCredit AssessmentBanking ExperienceFinancial Statement AnalysisCustomer Orientation

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit ManagementRisk AssessmentFinancial AnalysisCredit PoliciesQuality Assessment

Soft Skills

Verbal CommunicationWritten CommunicationNegotiation SkillsAssertivenessNetworking Ability

Tools & Technologies

Intermediate Computer Skills

Certifications & Qualifications

NQF Level 7Bachelor's Degree in Accounting/Finance/Investment/Economics/Risk/Credit Management

Industry Keywords

Credit LifecycleRisk EventsSLA/TATSales Growth TargetsDealmaking Capability

About the role

Key responsibilities & impact

Support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle
Deliver high quality credit decisions in line with credit policies and solutions
Perform credit assessments within agreed SLA/TAT
Assess applications per day in line with the average national volumes received
Perform full and fair quality assessments as required by business and relevant stakeholders
Report all risk events/incidents/issues immediately upon discovery
Help to understand why risk events/incidents/issues happened
Assist Sales in achieving growth targets set without compromising on quality

Requirements

What you’ll need

NQF Level 7 (Accounting/Finance/Investment/Economics/Risk/Credit Management)/Bachelor's Degree
1 to 2 years credit management experience or similar
At least three years' relevant banking experience
Working knowledge of business financial statements
Intermediate computer skills
Customer Orientation Level
Verbal and written communication
Networking ability
Negotiation skills
Assertiveness
Dealmaking capability

Benefits

Comp & perks

Customer Centricity
Upskilling and development of colleagues within team and across operational areas.