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Credit Innovation Analyst
Absa GroupCredit Innovation Analyst at Absa, contributing to innovative credit solutions and data analysis. Collaborating cross-functionally to support scalable, customer-centric credit capabilities.
Tech Stack
Tools & technologiesPythonSQLTableau
About the role
Key responsibilities & impact- Support the development and execution of credit innovation initiatives aligned to business and customer strategy.
- Analyse customer, operational, and credit performance data to identify improvement and innovation opportunities.
- Monitor product and process performance to identify optimisation opportunities and support continuous improvement initiatives.
- Perform advanced data analysis on customer behavior, product performance, and credit risk metrics.
- Develop dashboards, reports, and visualizations to support product development and strategic decision-making.
- Identify trends, patterns, and anomalies in credit data to inform product enhancements and innovation opportunities.
- Conduct market research, competitor benchmarking, and customer analysis.
Requirements
What you’ll need- Bachelor’s degree in Data Science, Statistics, Economics, Finance, or related field.
- 4 - 6 years of experience in data analysis, preferably within financial services or credit risk.
- Proficiency in data tools such as SQL, Python, R, Excel, and visualization platforms (e.g., Power BI, Tableau).
- Exposure to Agile product development and innovation environments is a plus.
Benefits
Comp & perks- Join a high-impact function at the forefront of credit innovation
- Contribute to shaping next-generation lending solutions and driving meaningful business and customer outcomes
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
data analysiscredit risk metricscustomer behavior analysisproduct performance analysisdata visualizationmarket researchcompetitor benchmarkingcontinuous improvementoptimisationcredit innovation
Soft Skills
strategic decision-makingidentifying trendsproblem-solvinganalytical thinkingcommunication
Certifications
Bachelor’s degree in Data ScienceBachelor’s degree in StatisticsBachelor’s degree in EconomicsBachelor’s degree in Finance