Credit Innovation Analyst

Absa Group

Credit Innovation Analyst at Absa, contributing to innovative credit solutions and data analysis. Collaborating cross-functionally to support scalable, customer-centric credit capabilities.

Posted 5/26/2026full-timeJohannesburg • 🇿🇦 South AfricaMid-LevelSeniorWebsite

ATS Keywords

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Hard Skills

data analysiscredit risk metricscustomer behavior analysisproduct performance analysisdata visualizationmarket researchcompetitor benchmarkingcontinuous improvementoptimisationcredit innovation

Soft Skills

strategic decision-makingidentifying trendsproblem-solvinganalytical thinkingcommunication

Tools & Technologies

SQLPythonRExcelPower BITableauAgile

Certifications & Qualifications

Bachelor’s degree in Data ScienceBachelor’s degree in StatisticsBachelor’s degree in EconomicsBachelor’s degree in Finance

Industry Keywords

financial servicescredit riskdata performanceproduct developmentinnovation initiatives

Tech Stack

Tools & technologies

PythonSQLTableau

About the role

Key responsibilities & impact

Support the development and execution of credit innovation initiatives aligned to business and customer strategy.
Analyse customer, operational, and credit performance data to identify improvement and innovation opportunities.
Monitor product and process performance to identify optimisation opportunities and support continuous improvement initiatives.
Perform advanced data analysis on customer behavior, product performance, and credit risk metrics.
Develop dashboards, reports, and visualizations to support product development and strategic decision-making.
Identify trends, patterns, and anomalies in credit data to inform product enhancements and innovation opportunities.
Conduct market research, competitor benchmarking, and customer analysis.

Requirements

What you’ll need

Bachelor’s degree in Data Science, Statistics, Economics, Finance, or related field.
4 - 6 years of experience in data analysis, preferably within financial services or credit risk.
Proficiency in data tools such as SQL, Python, R, Excel, and visualization platforms (e.g., Power BI, Tableau).
Exposure to Agile product development and innovation environments is a plus.

Benefits

Comp & perks

Join a high-impact function at the forefront of credit innovation
Contribute to shaping next-generation lending solutions and driving meaningful business and customer outcomes