Commercial Underwriting Analyst

AAA

Commercial Underwriting Analyst supporting Fremont Insurance’s commercial policy rating, adjustments, renewals, and endorsements. Ensuring compliance with underwriting rules while partnering with agents and underwriters.

Posted 8/19/2026full-timeFremont • Missouri • 🇺🇸 United StatesJuniorMid-Level💰 $23 - $25 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in analyzing insurance needs, underwriting policies, and maintaining compliance with commercial insurance standards. Proficient in communicating complex information clearly and effectively while collaborating within a team environment.

Highest-signal resume keywords

Insurance ExperienceCommercial Insurance Product LinesUnderwriting Policies and ProceduresRating Analysis and AdjustmentsEffective Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims ReviewPolicy AdjustmentsRating Characteristics AnalysisPremium CalculationRenewal ProcessingInspection TechniquesRate Account Information ManagementCommercial Insurance Underwriting

Soft Skills

Team CollaborationClear CommunicationProfessional Relationship Management

Tools & Technologies

Computer Terminal Access

Certifications & Qualifications

CPCUIIACIC

Industry Keywords

InsuranceUnderwritingCommercial InsuranceRating IntegrityPolicy Compliance

About the role

Key responsibilities & impact

Review and analyze internal and external investigations, inspections and statuses to ensure rating and premium value integrity
Review information, initiate policy adjustments for commercial product lines and tabulate results
Compare rating characteristics of specific accounts and formulate actions to comply with underwriting rules and procedures
Provide advanced technical and product information in response to questions and inquiries
Attend required training
Correspond with and maintain professional relationships with agents and producers
Explain reasons for policy adjustments
Update rating criteria on affected policies
Complete activity sheets for monthly reports and calculate premiums recovered to assess revenue impact of inappropriate ratings
Underwrite and process renewals and endorsements within authority level
Work with underwriters, senior underwriters and/or supervisors when matters exceed authority level

Requirements

What you’ll need

High School diploma or equivalent
Two years insurance experience reviewing claims for possible changes in rating or acceptability status
Experience analyzing insurance needs and determining appropriate levels of coverage
Experience working with various commercial insurance product lines
Experience investigating and validating proper rating
Knowledge of company underwriting policies, procedures and practices
Knowledge of inspection techniques related to commercial insurance
Ability to communicate effectively with others
Ability to present complex information clearly and concisely
Ability to access and work with rate account information on a computer terminal
Ability to review new or renewal commercial insurance accounts to determine appropriate rating classifications
Ability to work within a team environment
Must consent to a background and drug screen if offered employment
Preferred: college-level coursework in Business Administration or a related field
Preferred: CPCU, IIA, CIC or other insurance-related coursework

Benefits

Comp & perks

Annual bonus potential based on performance
Medical plans with multiple coverage options, including HSA eligibility
Prescription drug coverage
Dental and vision benefits
Employee Assistance Program
Company-paid basic life insurance
Optional supplemental life insurance and dependent coverage
Short-term and long-term disability coverage
Critical illness, accident, and pet insurance options
401(k) plan
50% company match on employee contributions up to 6% of pay
Additional company contribution of 4% of pay each pay day; 100% vested after three years of service
Health Savings Account and Flexible Spending Accounts
Paid Time Off, increasing with tenure
10 company-paid holidays annually for full-time employees
1 mental health day, 2 floating holidays and 1 volunteer day
Paid parental, bereavement, jury duty, and military leave
Tuition assistance up to $5,250 annually; 80% covered by ACG
Professional certification support with 100% reimbursement for eligible programs
Career development and advancement opportunities
Complimentary AAA membership with roadside assistance and travel discounts
Adoption assistance program