Life Insurance Specialist
AAA
full-time
Posted on:
Location: Tennessee • 🇺🇸 United States
Visit company websiteSalary
💰 $25,000 per year
Job Level
JuniorMid-Level
About the role
- Solicit and sell Life & Health insurance and Annuity products under minimal supervision primarily within ACG branch location.
- Thorough knowledge of various product features and marketing and sales techniques, achieve established sales goals.
- Develop leads and prospects for new accounts through various marketing activities (outbound/inbound phone calls, mailings, referrals, networking, website, seminars, etc.)
- Prepare proposals, and close sales of Life, Health, Annuity, Membership, and Financial Services products.
- Complete appropriate applications, forms and follow internal processing procedures to ensure transactions are handled in accordance with company policies and practices.
- Work collaboratively with others in the Branch to reach business goals, maximize leads, sales opportunities and take advantage of cross-sell opportunities.
- Assist Underwriting and Brokerage Departments in satisfying requirements.
- Respond to customer inquiries and problems and ensure sound sales practices are used.
- Prepare reports documenting prospecting and sales activities, maintain specified production standards and persistency levels for all required products.
- Safely operating a motor vehicle to travel to various locations to attend meetings or community events.
- Serve our members by making their satisfaction our highest priority.
Requirements
- Possession of valid State Life Sales licenses
- Ability to take and pass LUTC or CLU coursework
- Maintain Life and Health licenses required to sell products
- Possession of a valid State driver’s license
- Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products
- High School diploma or equivalent
- Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products
- Strong working knowledge of Life Insurance and Annuity products and services
- Ability to listen to and analyze customer needs and make recommendations to customers that best fit customers’ needs and to promote a positive Member experience.
- Effectively communicate complex information with prospective clients in a clear manner
- Ability to prepare proposals and conduct closing interviews to sell Life and Annuity products.
- Assessing and reflecting customer insurance requirements consistent with company standards when writing policies
- Ability to perform mathematical calculations to determine premiums and values of Life insurance and financial products
- Ability to build and maintain strong relationships with customers
- Prospecting and developing new sales opportunities and meeting production requirements
- Ability to work collaboratively with all team members to attain business goals.
- Strong communication skills with others in the Branch to keep partners and branch management informed on sales and the disposition of any partner generated leads
- Understands and can articulate to customers the tax and legal impacts the products have on Members
- Strong organization, planning, time management and administrative skills
- Representing Auto Club Life in a professional and positive manner
- Safely operating a motor vehicle to travel to various locations to attend meetings or community events
- Proficient writing skills to compose routine correspondence
- Working independently with minimal supervision
- Good PC skills including working knowledge of word processing, spreadsheet, presentation, and email.