Underwriter

• Reviews applications and financial information to assess risk acceptability in alignment with CNA guidelines
• Applies pricing methodology and predictive modeling tools to evaluate risk and determine appropriate pricing
• Utilizes underwriting tools (e.g., RST, BPMT, Merlin) and adheres to established disciplines and strategies
• Demonstrates technical expertise through thoughtful account analysis and thorough documentation
• Analyzes and communicates underwriting decisions, including rate actions, requirements, and declinations
• Maintains strong underwriting discipline, including CAT management and exposure controls
• Manages an assigned portfolio to achieve goals around premium, profitability, rate, retention, and product mix
• Allocates time and resources strategically to optimize producer performance
• Builds and maintains disciplined sales practices using CNA tools, including Salesforce
• Develops strong producer relationships to drive pipeline, insights, and performance
• Identifies and executes cross-sell opportunities in partnership with underwriting peers

Underwriting Consultant – Technology, P&C

• Design and execute underwriting strategies that drive profitable growth while ensuring strong, risk-adjusted returns.
• Establish and oversee underwriting guidelines, pricing models, and risk selection standards to ensure consistency and sound decision-making.
• Monitor and evaluate portfolio performance, underwriting KPIs, and loss trends to identify opportunities for improvement and optimize results.
• Lead, coach, and develop a high-performing team of commercial underwriters, ensuring alignment with company goals and fostering professional growth.
• Conduct quarterly quality assurance audits, assess underwriting accuracy and compliance, and present actionable insights to senior leadership.

Commercial CAT Underwriting Manager

• Provide high level qualitative and quantitative analysis of FHA Healthcare transactions
• Collaborate and support LEAN Underwriters, closers, and originators for FHA Healthcare group
• Prepare deliverables in Excel, Word, and Power Point
• Pursue and develop internal and external relationships for effective real estate transactions
• Follow established processes for underwriting real estate transactions
• Work with underwriters to analyze deals under HUD rules
• Collect and organize exhibits for HUD/FHA review
• Complete HUD forms for pre-application and application submissions
• Identify and assess transaction risks
• Maintain productive relationships with all partners
• Complete all compliance requirements related to transactions

Underwriting Analyst – FHA

• Direct the underwriting strategy by supervising new business, managing renewals, and evaluating the ongoing performance of the book of business
• Lead, cultivate, and motivate a team of accomplished underwriting professionals to achieve high performance
• Implement leadership best practices, including regular one-on-one meetings, mentorship initiatives, and performance calibration processes
• Collaborate with Sales, Actuarial, Product, Finance, Legal, and Operations teams to advance go-to-market strategies, ensuring underwriting discipline is upheld throughout the process
• Performs other duties as assigned.

Underwriting Director – Alternative Distribution

• Determine eligibility of incoming commercial insurance submissions
• Use underwriting tools and historical reports to make sound underwriting decisions which help ensure a profitable book of business
• Work with senior underwriters to strive for a book of business with a loss ratio lower than 40%
• Review motor vehicle records and determine eligibility for drivers
• Re-rate or revise rating as needed
• Document underwriting decisions

Underwriting Assistant

• Support Senior Underwriters in underwriting and executing loans for clients
• Perform detailed due diligence on companies, industries, and management teams
• Build detailed financial projection models to analyze credit metrics
• Prepare succinct underwriting memorandums
• Establish strong working partnerships with key internal partners
• Manage multiple transactions/projects
• Review and offer feedback to Underwriting Senior Analysts and Analysts

Underwriting Associate – Corporate Banking

• Reviews applications and financial requirements for risks requiring complex underwriting skills
• Determines acceptability of risk in accordance with company guidelines and standards
• Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements
• Prepares quotes and answers questions from agencies, policyholders or other external contacts and escalates issues to management along with proposed solutions as necessary
• Negotiates with agents to reach positive and profitable outcomes
• Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review
• Markets products and services through agencies or through the brokerage community and makes field visits
• Develops and maintains agency and/or broker relationships

Underwriting Specialist – Private, Non-Profit Management Liability

• Selects profitable risks by identifying and analyzing risk exposures
• Manages and underwrites book of business to maintain profitable results
• Monitors new business production, renewal and policy retention trends
• Develops effective relationships with agents and other internal and external customers
• Drives new business sales growth for Commercial Lines
• Assists in the training, mentoring and development of new or less experienced underwriting personnel
• Manages assigned work to meet or exceed time and quality service standards

Commercial Lines Underwriting Specialist – Inland Marine

• Leads Western Zone Underwriting leaders and underwriters fostering a high performing culture that empowers the team to identify and solve problems, embrace change, and pursue continuous skill and career development.
• Drives a disciplined underwriting culture by setting clear expectations, coaching to sound decision-making, fostering collaboration between peers and Underwriting Practices, ensuring the execution of underwriting guidelines , authority and compliance requirements and promoting best practice sharing across the team.
• Establishes, monitors, and drives performance and territory objectives—including quality, new written premium, policy count, retention (premium and count), responsiveness, and pricing utilization—to ensure consistent execution and achievement of business goals.
• Builds and sustain a collaborative partnership across Sales, Product, Underwriting and Operations to set strategic direction, monitor performance and market trends, and solve complex problems in support of territory objectives.
• Leads Small Business Underwriting initiatives that advance priorities and address complex, large-scale challenges in support of the overall Small Business Strategy.
• Builds and maintains talent routines including talent reviews, coaching, development planning, and talent pipelines to attract, retain and enable team members to set and achieve goals.
• Manages the demand and capacity across the Western Zone to deliver a best-in-class experience for agents while consistently achieving of our performance standards.
• Engages with professional industry groups and stays current on industry developments and regulatory changes to inform to decision-making and integrate into Small Business Underwriting

Small Business Underwriting Lead

• Manage 3 UW teams and develop their skill sets in line with our underwriting philosophy and guidelines
• Maintain relationships and stay on the cutting edge of new third party data offerings. Identify, pilot, and engage new tools to improve underwriting
• Communicate with our insurance partners in concert with Ladder’s business development director who leads the relationship management of our reinsurers and carriers
• Partner with actuary to present mortality slippage each month to Ladder’s mortality team
• Serve as a subject matter expert to engineering and product teams as we build new insurance offerings

Director, Underwriting

• Monitors performance of commercial lines staff in achieving established goals and participates in the development of branch strategy and business plans.
• Responsible for underwriting profitability growth and retention of new and renewal business, exercises underwriting authority, productivity, prioritization, balancing of workloads, and sound underwriting decisions of underwriters to achieve profit through quality risk selection and exposure control.
• Handles underwriting referrals exceeding the authority limits of their team members.
• Ensures individual authority grants for underwriters are established following a well-calibrated, objective, data-driven process.
• Collaborates with the Underwriting Operations Team and Territory Managers/Leaders, helping drive business development best practices in the underwriting environment, aligned to field operations.
• Partners with the QA underwriting function, utilizing findings to help develop underwriting acumen and decision making of the team.
• Works to increase the overall business and underwriting acumen of the team and its members through one-on-one interactions (e.g., reviewing underwriting decisions, answering questions, listening to phone calls).
• Performs talent management responsibilities including employee selection, performance management, coaching, and development, leading and navigating employee-related issues, employee morale and work environment.
• Manages priorities and workload distribution and removes barriers that impede progress.
• Completes all personnel, salary administration, and reporting duties.
• Remains current on industry topics, trends, methods (e.g., processes), best practices, etc. through research, industry events, networking, etc., and shares knowledge gained with others.
• Learns basic concepts of commercial insurance and understand department workflow and processes as well as leads and manages production and support staff.
• Provides underwriting insights that support superior product innovation, development, and maintenance.
• Manages and achieves personal book of business goals and oversees and implements regional strategies.
• Reviews and evaluates regions new and renewal business based upon company underwriting guidelines, competition, and geographic focus.
• Fields questions from underwriting team members and internal and external customers seeking guidance on specific premiums and processes.

Small Business Underwriting Team Lead – Western Zone

• Bring your expertise as an underwriter to cross-functional Ladder work teams.
• Evaluate medical and personal history on life insurance applications up to $8 million face amount.
• Participate in the development of the Underwriting team members.
• Collaborate with the Underwriting Audit team to enhance Underwriting Guidelines and clearly communicate audit finding feedback to the Underwriting team.
• Work closely with the Customer Experience and Compliance teams to answer underwriting related questions and share underwriting knowledge.
• Be comfortable both underwriting and applying your knowledge to systems and processes.
• Report to the Head of Underwriting.

Underwriting Manager

• complete basic due diligence, document processing and financial/statistical analysis in support of the underwriting function
• assist in preparation of business case for credit approval, but does not have credit approval authority
• perform basic due diligence, including reviewing relevant forms, providing analysis and ordering reports
• assist in the underwriting process by ensuring the accuracy and/or completeness of relevant information and documents
• perform basic financial analysis, such as cash flow and collateral analysis
• research/respond to internal/external customer questions and inquiries

Underwriting Associate – Commercial

• Lead the day-to-day management of the Post Purchase Forensic Underwriting Team
• Serve as the second level escalation point for the Forensic Post Purchase Underwriting Team
• Monitor investor posted turn times
• Support onboarding and ongoing training programs for new hires and existing employees
• Act as the department’s subject matter expert
• Drive departmental projects

Forensic Underwriting Manager

• Reviews individual accounts for exposure identification and acceptability of risk in accordance with company guidelines and standards.
• Sets up new business, renewal business applications for quoting, coordinates timely quote turnaround and reviews quote for accuracy.
• Supports renewals by ordering and analyzing reports, gathering information, and providing a checklist of what the underwriter needs to address at renewal.
• Coordinates renewal file information with the appropriate renewal underwriters and examiners.
• Verifies and validates data accuracy on submitted applications and documents, such as applicant information, policy information, and financial documents, to ensure that all required data is complete and accurate.
• Collaborates with the underwriting team to develop risk assessment strategies and protocols, which may include conducting market research, analyzing historical data, and identifying emerging risks.
• Prepares reports and presentations on underwriting processes, trends, and metrics for management and clients, which may include analyzing data and presenting findings in a clear and concise manner.
• Assists in the review and development of policy language and coverage requirements, analyzes market trends and identifies potential risks and opportunities.
• Facilitates communication between underwriters, brokers, agents, and policyholders to resolve issues and ensure timely processing of applications.
• Maintains and updates underwriting databases and systems to ensure data accuracy and accessibility, which may involve troubleshooting and resolving technical issues.
• Maintains an operating knowledge of Westfield Group standardized hardware, software programs, third-party software (MS Office), and processing procedures.
• Supports special projects and initiatives related to underwriting process improvement and automation, helps provide training and support to new underwriting assistants that are hired.
• Keeps current on issues and regulations, industry activity and trends, internal processes, and procedures, and shares this information with team members.

See all jobs on JobTailor