Underwriter

• Provide leadership and oversight for the Middle Market underwriting team
• Leads and oversees Middle Market underwriting, guiding a team to effectively evaluate, price, and manage complex risks
• Drives development to remain competitive and monitors performance and claims trends
• Accountable for P&L results, manages key metrics, and implements corrective actions as needed
• Fosters a culture of accountability and excellence through coaching, audits, and governance of underwriting authority
• Collaborates cross-functionally with Distribution, Claims, Pricing, and Risk Management

Middle Market Underwriting Leader

• Under direct supervision, underwrites and assesses risk and makes recommendations for less complex accounts in a market segment.
• Establishes effective relationships with customers, agents and brokers.
• Develops consultative sales and marketing skills through their interaction with agents/brokers and via coaching from their manager.
• Develops negotiation skills through their interaction with agents/brokers and via coaching from their manager.
• Develops planning and organization skills necessary to effectively manage desk and assume a territory.
• Effectively collaborates with others on all aspects of job.
• Takes initiative for personal development and seeks to learn through underwriting, marketing, and other related opportunities.

Underwriting Professional Development Program, Emerging Technology

• Evaluate applications within assigned authority by analyzing medical, financial, and lifestyle risk factors to determine acceptability and appropriate classification
• Exercise sound judgment to identify potential fraud and ensure compliance with underwriting guidelines
• Make timely and accurate decisions while balancing risk selection, competitiveness, and customer experience
• Recommend decisions and provide clear rationale on cases outside authority or of higher complexity
• Order only necessary and appropriate requirements to efficiently assess risk
• Manage workload to consistently meet or exceed productivity and quality expectations
• Approve applications up to established authority limits (e.g., up to $3M all ages and ratings)
• Collaborate with reinsurers as needed for rated cases
• Build and maintain strong relationships with brokers, advisors, and internal partners
• Communicate underwriting decisions clearly, professionally, and empathetically to foster trust and encourage future business
• Identify opportunities to improve underwriting processes and enhance the customer experience
• Contribute to departmental initiatives and special projects as directed
• Provide insights and solutions to management regarding team, workflow, or operational challenges

Life Underwriting Consultant

• Successfully complete applicable market new hire training and certification.
• Learn to manage multi-state, multi-line accounts throughout their lifecycle, including rating/pricing, quoting, issuing policies, and handling related account activities.
• Build and maintain strong working relationships with teammates, business partners and agents.
• Learn standardized workflows and state compliance guidelines to understand business processes.
• Analyze multiple sources of information to make sound decisions.
• Develop critical thinking and decision-making skills to enhance business partner and customer confidence.
• Execute service level commitments and deliver quality products in a timely manner.
• Perform other duties as assigned.

Underwriting Associate – Operations Account Specialist, Middle Market Business Insurance

• Underwrite new and renewal accounts to meet top and bottom line targets
• Negotiate price and terms and conditions with producers
• Ensure contract certainty is achieved on all accounts at time of inception
• Ensure utilization of global pricing tools
• Ensure placing and binding of FAC Reinsurance prior to policy inception
• Ensure accurate policy documentation issued to producers or producers has issued documentation (where producer responsibility)
• File maintenance – ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled
• Proactively support completion of policy administration and credit control processes
• Training, developing and coaching of less experienced staff (including Underwriters)

Underwriting Specialist, Middle Market Solutions

• Act as the primary contact of the conditions submission and clearing process / review, and as the liaison and coordinator between the TPO client and Underwriting.
• Proactively managing all condition related follow-up to ensure they are collected from the TPO client and submitted to underwriting.
• Communicate effectively with TPO clients and team members to resolve issues or address questions related to loan documentation / conditions.
• Provide underwriting guidelines and condition subject matter expertise to the TPO client.
• Meet service level agreements (SLAs) for collection and submission of loan conditions.
• Manage file organization, upload documents to systems, and maintain accurate records.

Underwriting Liaison

• Review submissions, obtain pertinent underwriting information to enable or assist the underwriter to accurately identify and assess exposures and risk hazards
• Perform and/or coordinate completion of transactional underwriting duties with timeliness and accuracy including: preparation of proposals and binders; account invoicing; policy and endorsement issuance and processing of reinsurance transactions
• Complete other underwriting account support tasks with minimal supervision as per company guidelines
• Adhere to all service standards and respond with urgency to all internal and external customer requests
• In partnership with the underwriter, provide complete and detailed documentation of the underwriting file for all discussions and decisions
• Handle complex accounts and lead as a technical subject matter expert
• Work with IT to represent the needs of the user group including user acceptance testing
• May be responsible for onboarding/training/mentoring of new or less experienced UAs
• Willingness to lead, take charge and offer opinions and direction

Senior Underwriting Assistant

• Determines acceptability of medically underwritten risks for complex cases
• Calculates appropriate group/individual premium rates for new business and renewal
• Proposes new business rates for complex cases ensuring rating compliance
• Calculates renewal rates for complex cases utilizing a thorough analysis of medical experience
• Evaluates medical information to assign appropriate underwriting decision
• Monitors rating compliance reporting with actuaries for assigned business
• Analyzes and responds to written and verbal underwriting inquiries
• Participates in and may lead special underwriting projects
• Interacts frequently with brokers, sales, administration and actuarial areas

Underwriter jobs in Minnesota

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