Underwriter

• Design and execute underwriting strategies that drive profitable growth while ensuring strong, risk-adjusted returns.
• Establish and oversee underwriting guidelines, pricing models, and risk selection standards to ensure consistency and sound decision-making.
• Monitor and evaluate portfolio performance, underwriting KPIs, and loss trends to identify opportunities for improvement and optimize results.
• Lead, coach, and develop a high-performing team of commercial underwriters, ensuring alignment with company goals and fostering professional growth.
• Conduct quarterly quality assurance audits, assess underwriting accuracy and compliance, and present actionable insights to senior leadership.

Commercial CAT Underwriting Manager

• Lead the strategic modernization of the purchase and underwriting ecosystem
• Define and execute a multi-year transformation vision, strategy, and roadmap for Purchase and Underwriting
• Identify, evaluate, and prioritize high-impact initiatives that improve customer and advisor experience
• Drive digitization and automation to reduce customer and advisor effort
• Own Guardian’s Underwriting Transformation and Innovation agenda
• Provide clear leadership across cross-functional teams delivering purchase and underwriting initiatives
• Own investment strategy and funding trade-offs across Purchase and Underwriting Transformation
• Build, lead, and develop high-performing, multidisciplinary teams spanning underwriting, analytics, technology, and subject-matter expertise

Head of Purchase and Underwriting Transformation

• Support the underwriting team by gathering, evaluating, and analyzing risk information from a variety of sources.
• Review and approve low-hazard risks within delegated authority, ensuring all decisions are thoroughly documented.
• Partner with underwriters to support the evaluation of more complex or higher-risk submissions.
• Prepare and deliver a range of reports by collecting, validating, analyzing, and summarizing data.

C/L Underwriting Assistant

• Drive profitable growth in Accident & Health by underwriting new and renewal business
• Set high customer service standards
• Provide guidance and mentoring to junior underwriters
• Develop strong relationships with brokers and clients

Underwriting Specialist, Accident & Health

• Supports the Underwriting team by evaluating new and renewal risks
• Reviews and approves underwriting referrals and property inspections
• Assists Underwriters with risk selection through analysis of information
• Handles various transactions like new business submissions and property inspections
• Collaborates with underwriters on risks that exceed their authority
• Communicates adverse trends or behaviors of individual agencies
• Evaluates property inspection reports to identify underwriting hazards
• Develops relationships with agents through daily communication
• Provides daily support to underwriting staff

P/L Underwriting Assistant

• Manage 3 UW teams and develop their skill sets in line with our underwriting philosophy and guidelines
• Maintain relationships and stay on the cutting edge of new third party data offerings. Identify, pilot, and engage new tools to improve underwriting
• Communicate with our insurance partners in concert with Ladder’s business development director who leads the relationship management of our reinsurers and carriers
• Partner with actuary to present mortality slippage each month to Ladder’s mortality team
• Serve as a subject matter expert to engineering and product teams as we build new insurance offerings

Director, Underwriting

• Lead a field underwriting organization focused on driving profitable new business growth through direct agency engagement and market-facing underwriting execution.
• Provide leadership and technical expertise through management of people, processes, and agency relationships.
• Partner closely with sales, underwriting, product, and distribution teams to align underwriting strategy with market opportunities.
• Develop underwriting talent, optimize field engagement models, and ensure consistent execution of underwriting standards.
• Prepare and analyze team and state plans and performance reports.
• Communicate and support organization mission, vision, values, policies, and practices.

Commercial Lines Field Underwriting Manager

• Gain Real World Experience through Underwriting Trainee Opportunities
• Join a team known for providing customers with just the right amount of coverage
• Engage in a 22-week development program beginning in July
• Participate in self-directed and virtual classroom learning sessions
• Receive on-the-job work experience and integrated sales training with support from a mentor
• Collaborate with sales teams, experienced underwriters, and leaders to hone underwriting skills
• Demonstrate growth and knowledge to begin a formal career post-training

Middle & Large Business Underwriting Associate – Life Sciences

• Assist the Chief Underwriter and Associate Chief Underwriter in identifying new areas of potential risk.
• Have a complete understanding of all current underwriting guidelines and practices, to include global standards.
• Dissect and identify new risks and establish clear pathway in developing new Controls.
• Evaluate the results of Controls testing and identify any trends for training purposes.
• Evaluate and identify potential risk in the underwriting environment.
• Maintain current knowledge of industry trends practices.
• Stay on top of an ever-changing regulatory environment.
• Adapt to Innovation.
• Ensure that Underwriting Management team receives necessary information.
• Establish strong working relationship with other departments of the company.
• Communicate with senior leaders.
• Execute on company goals, both short and long term.
• Participate in and provide leadership in the Underwriting Department People management.
• Be a knowledge resource for underwriters at all levels.
• Understand and execute on Corporate responsibilities.
• Ensure team members are trained and have a clear understanding of objectives and expectations.
• Actively participate in the development, implementation and management of Risk management staff.
• Champion Change Management principles within the Risk Management team.
• Maintain positive work environment for team members.

General Director – Underwriting Risk Management

• Bring your expertise as an underwriter to cross-functional Ladder work teams.
• Evaluate medical and personal history on life insurance applications up to $8 million face amount.
• Participate in the development of the Underwriting team members.
• Collaborate with the Underwriting Audit team to enhance Underwriting Guidelines and clearly communicate audit finding feedback to the Underwriting team.
• Work closely with the Customer Experience and Compliance teams to answer underwriting related questions and share underwriting knowledge.
• Be comfortable both underwriting and applying your knowledge to systems and processes.
• Report to the Head of Underwriting.

Underwriting Manager

• Performs a combination of duties in accordance with departmental guidelines
• Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability
• Develops specialized endorsement language for highly complex risk
• Determines appropriate pricing of complex risks for assigned book of business
• Makes recommendations on underwriting policy and pricing strategy
• Analyzes quality, quantity, and profitability of highly complex risks underwritten
• Markets products and services through agencies or through the brokerage community
• Develops and maintains agency and/or broker relationships with large producers
• Keeps current on state/territory issues and regulations, industry activity and trends
• Mentors and guides less experienced underwriters and assists in the development of underwriting training

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