Mortgage Loan Originator

• Originate residential mortgage loans in accordance with company guidelines and lending regulations
• Conduct borrower interviews to gather financial information and assess eligibility
• Evaluate applicant financial documents and determine appropriate loan programs
• Educate clients on loan products, terms, and procedures
• Submit complete loan applications for processing, approval, and underwriting
• Maintain accurate records in the loan origination system
• Follow up with clients, processors, and underwriters
• Collaborate with internal departments to ensure smooth loan closings
• Meet established productivity and quality goals
• Maintain knowledge of lending policies, compliance standards, and industry trends
• Support loan production efforts within the branch and potentially receive overrides on qualified loans originated by other Mortgage Loan Originators

Part-time mortgage loan originator helping Texas borrowers secure residential financing for Texana Bank

Mortgage Loan Originator – Outside

Part-time mortgage loan originator originating residential loans for Texana Bank, an East Texas and Arkansas community bank. Supporting borrowers, underwriting, compliance, and branch loan production.

• Originate portfolio loans, secondary market conventional, FHA, VA and RD loans which are compliant with investor requirements and all State and Federal laws and regulations
• Promote Bank products and services to existing and potential clients in the community
• Provides expert mortgage advice to potential borrowers
• Stays current with Bank's underwriting policy; Investor guidelines; Applicable State and Federal laws and regulations and Changes in other aspects of the mortgage industry
• Develops and maintains referral networks of Bank associates and external referral sources such as Realtors, Builders, friends, family and others in the community
• Manages a clean pipeline of loans in process coordinating with Processors, Underwriters and Closers on a daily basis
• Delivers all compliance documents and disclosures in a timely manner
• Takes a very complete application and collects all required documentation for verification.
• Prepares the borrower(s) for the process and keeps ALL of the parties involved in the process, up to date on all important developments and current status of application
• Informs applicant of closing costs
• Coordinates the closing with the borrower(s), closing agents, Realtors and others involved in the transaction
• Interviews loan applicants to document income, debt, and credit history
• Determines if applicant meets establishment standards for further consideration
• Answers applicant's questions and asks for signature on information authorization forms
• Submits application forms to Mortgage Loan Processor for verification of application information
• Calls applicant or other persons to resolve discrepancies
• Informs applicant of loan denial or acceptance
• Keeps Bank associates up to date on changes in the industry and works as a team member with the other lines of business
• Keeps all compliance requirements up to date and maintains a working knowledge of the products and services provided by the other lines of business and Bank affiliates

Mortgage Loan Originator managing portfolio loans and client relations

Mortgage Loan Originator in Texas, handling portfolio loans and advising clients on Bank products. Promoting services to potential borrowers while ensuring compliance with laws and regulations.

• Originate mortgage loans in accordance with company guidelines and lending regulations
• Conduct borrower interviews to gather required financial information and assess eligibility
• Evaluate applicant financial documents to determine appropriate loan programs
• Educate clients on available loan products, terms, and procedures
• Submit complete loan applications to the processing team for approval and underwriting
• Maintain accurate records in the loan origination system
• Ensure timely follow-up with clients, processors, and underwriters
• Collaborate with internal departments to ensure smooth loan closings
• Meet established productivity and quality goals
• Maintain knowledge of current lending policies, compliance standards, and industry trends

Mortgage Loan Originator responsible for originating residential mortgage loans

Mortgage Loan Originator responsible for originating residential mortgage loans and supporting loan production efforts. Collaborating with clients and internal teams to ensure successful loan closings.

• Develops and nurtures relationships with prospective and existing borrowers through self-sourced and assigned leads to generate mortgage loan volume.
• Drives business development through community engagement, partnerships with real estate professionals and local organizations, and active use of social media to build brand awareness and generate leads.
• Meets with borrowers and referral partners in the field to originate mortgage loans.
• Advises borrowers on available mortgage products, sets clear expectations for the loan process, and maintains up-to-date knowledge of lending options.

Mortgage Loan Originator generating loans and building relationships for Amplify Credit Union

Mortgage Loan Originator II

Mortgage Loan Originator generating leads and managing loans for Amplify Credit Union. Focusing on community engagement and building borrower relationships while advising on mortgage products.

• Originates mortgage loans in an assigned market
• Takes applications and submits loan applications to processing and underwriting for approval
• Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources
• Incumbents are possibly and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations
• Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations.

Mortgage Loan Originator originating loans remotely for U.S. Bank.

Mortgage Loan Originator originating mortgage loans in an assigned market remotely for U.S. Bank. Responsible for loan applications, processing, and underwriting follow-up.

• Solicit residential first mortgages through contacts with Realtors, builders, and developers
• Interview loan applicants and make credit decisions
• Analyze financial data to determine creditworthiness
• Collect appropriate documentation from each applicant and deliver loan package in a timely manner
• Maintain high levels of customer service while managing applicants' expectations

Mortgage Loan Originator soliciting residential first mortgages

Mortgage Loan Originator soliciting residential first mortgages through contacts with Realtors and developers. Analyzing financial data and making credit decisions in a customer-focused role.

• Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals.
• Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives.
• Assumes overall responsibility for the residential mortgage loan from application to closing.
• Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.
• Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.
• Achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Mortgage Loan Originator handling residential mortgage loans for Fifth Third Bank

Mortgage Loan Originator responsible for originating residential mortgage loans for Fifth Third Bank. Engaging with customers from application to closing while maintaining compliance and risk management standards.

Mortgage Loan Originator jobs in Texas

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Mortgage Loan Originator – Outside

Mortgage Loan Originator

Mortgage Loan Originator

Mortgage Loan Originator II

Mortgage Loan Originator

Mortgage Loan Originator

Mortgage Loan Originator