Credit Risk Manager – Mortgages
Workday
full-time
Posted on:
Location Type: Office
Location: Manchester • 🇬🇧 United Kingdom
Visit company websiteJob Level
Mid-LevelSenior
Tech Stack
SQL
About the role
- To manage and optimise the bank's overall credit risk exposure by monitoring, analysing, and reporting on the creditworthiness of its lending portfolio.
- Monitoring the financial performance and risk profile of the entire lending portfolio, including individual borrowers, sectors, and geographic regions.
- Analysis of credit trends, identify early warning signs of potential borrowers' issues, and assess the impact of economic and market developments on the portfolio.
- Development and utilisation of quantitative models and risk forecasting tools to measure and predict potential credit losses.
- Performance of portfolio stress testing exercises to assess the impact of various economic and market scenarios on the portfolio's risk profile.
- Definition and setting of portfolio, segment and customer risk appetite, policy and limits.
Requirements
- Risk manager with portfolio risk management experience and preferably in retail secured credit.
- Ability to demonstrate experience managing end to end portfolio management activities.
- Ability to direct a technical team to perform data driven analysis and have the ability to interpret and articulate results to solve problems and identify opportunities.
- Ability to direct a team to perform analysis on SAS/SQL/ Excel and other programming languages – essential experience in coding
- Senior stakeholder management skills and the ability to communicate effectively to both technical and non-technical audiences.
- Strong analytical and creativity skills.
Benefits
- Health insurance
- Flexible working hours
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
portfolio risk managementquantitative modelsrisk forecasting toolsportfolio stress testingSASSQLExceldata driven analysiscoding
Soft skills
senior stakeholder managementcommunicationanalytical skillscreativityproblem solvingteam direction