Senior Commercial Lines Underwriter

Western National Insurance

Senior Commercial Lines Underwriter developing and retaining commercial lines accounts for Western National Insurance Group. Building agency relationships and managing underwriting risks in assigned territories.

Posted 7/7/2026full-timeRemote • 🇺🇸 United StatesSenior💰 $80,000 - $125,000 per yearWebsite

About the role

Key responsibilities & impact

Builds and maintains strong agency relationships.
Effectively manages an agency territory to achieve established growth and profit goals.
Assesses risks and exposures on new and existing business to identify opportunities to maximize assigned territory growth and loss ratio objectives.
Uses general practices, processes, procedures, and established underwriting authority level to analyze the operations and exposures of different types of risks to write, renew, or modify business.
Applies demonstrated ability to consistently manage high risk / hazard business.
Applies degree of knowledge in overall field and recognized expertise in specific areas.
Proactively mentors team members, resulting in increased effectiveness in one or more areas of knowledge or skill for colleagues.
Applies high degree of knowledge of coverages, forms, symbols, and endorsements per line of business with the ability to articulate to others.
Primarily focuses on writing new business as defined by annual goals depending on the region.
Applies high degree of rating knowledge and experience, including composite rating and scheduled rating.

Requirements

What you’ll need

Bachelor’s degree in insurance or finance or equivalent related experience.
At least five years of experience in a commercial lines underwriting role.
Demonstrated time management skills with ability to meet deadlines.
Strong negotiation and relationship-building skills.
Analytical with ability to exercise sound business judgment.
Possesses an in-depth knowledge of rating concepts.
Proficient use of various core systems, office and computer equipment, and software packages.

Benefits

Comp & perks

Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more!
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions)
Wellbeing Program, including onsite fitness studio
Paid Time Off – including holiday, vacation, and volunteer
100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education)
Paid parental leave
Bonus opportunities

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

Risk AnalysisUnderwriting AuthorityRating ConceptsNew Business DevelopmentLoss Ratio Management

Soft Skills

Time ManagementNegotiationRelationship BuildingAnalytical ThinkingSound Business Judgment

Certifications

Bachelor’s Degree in InsuranceBachelor’s Degree in Finance