Money Laundering Reporting Officer

Volt.io

As Money Laundering Reporting Officer, oversee compliance and regulatory adherence in Poland for Volt. Responsible for managing AML/CTF systems and liaising with regulatory bodies.

Posted 5/22/2026full-timeWarsaw • 🇵🇱 PolandMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

- Developing and managing Volt.io’s compliance framework for its EU operations (a domestic payment institution licensed in Poland (KIP) and passported into EU/EEA countries), ensuring adherence to Polish and EU regulations, including AML/CTF directives.
- Acting as the designated Money Laundering Reporting Officer (MLRO) for the EU, overseeing all AML/CTF activities, policies, and reporting.
- Serving as the primary liaison with the KNF and other EU regulatory bodies.
- Escalating to Senior Management issues related to regulatory risks and/or external institution enquiries where necessary, including owning internal reporting and KPIs related to Compliance in Poland.
- Monitoring regulatory developments and ensuring Volt remains compliant with evolving standards.
- Owning the Compliance Monitoring Plan (CMP) for Poland and the EU/EEA.
- Establishing and maintaining effective AML/CTF systems, including transaction monitoring, customer due diligence (CDD), and enhanced due diligence (EDD).
- Investigating and reporting suspicious transactions, ensuring compliance with SAR reporting requirements.
- Conducting periodic risk assessments to evaluate and mitigate AML/CTF risks.
- Managing regulatory inspections, audits, and inquiries, maintaining a transparent and constructive relationship with regulators.
- Working with business stakeholders to prepare and submit regulatory reports to authorities and internal stakeholders.
- Liaising with internal and external auditors and other institutions, as well as potential and existing business partners, ensuring all queries and requests are addressed in a timely and accurate manner.

Requirements

What you’ll need

- 5+ years of compliance experience in the financial services industry, ideally in the payments sector, managing AML/onboarding/transaction monitoring teams.
- Prior experience in the role of an MLRO or Deputy MLRO
- Experience in managing escalations and conducting investigations of suspicious activities, transactions and fraud.
- Knowledge of the regulatory environment and key financial crime regimes in order to provide reporting to the Polish Financial Supervision Authority (KNF).
- Well-versed in Polish and EU/EEA payments law and other regulations relevant for a European payment institution.
- Experience in B2B services (open banking solutions would be an advantage).
- Certified by professional bodies such as Association of Certified Anti-Money Laundering Specialists (ACAMS) or holder of a Diploma in Anti-Money Laundering issued by the International Compliance Association (ICA) will be considered an advantage.
- Fluent in English and Polish, with outstanding written and verbal communication and interpersonal skills.
- Able to analyze situations and information quickly and confidently, escalating issues to colleagues and management members in a concise and well-organised manner.
- High self-motivation, attention to detail, diligence and ability to multi-task and manage priorities in order to meet deadlines.

Benefits

Comp & perks

**What you can expect from us**
- We champion ‘extreme ownership’ – being not just the owner of your own tasks, but a key member of a team united by, and accountable for, common goals,
- During the week we mostly work remotely but for those who prefer to be in the office we arranged coworking spaces in Warsaw (Business Link Astoria) and Cracow (Loftmill),
- Every occasion is a good reason for celebration; we organise Christmas parties and company retreats,
- We care about our employees’ health, so you will be provided with a Multisport card and medical insurance by Luxmed,
- We offer paid holidays (pssst...we will give you one day off extra for your birthday),
- In addition, once every two months on Friday we close down all comms at Volt - a digital detox. The whole business is officially ordered to take the day off!
- If you want to work in a company with a great, start-up atmosphere, you don’t have to look further :)

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Hard Skills & Tools

AMLCTFtransaction monitoringcustomer due diligenceenhanced due diligencerisk assessmentsregulatory reportingcompliance framework managementescalation managementinvestigations of suspicious activities

Soft Skills

communicationinterpersonal skillsanalytical skillsself-motivationattention to detaildiligencemulti-taskingorganizational skills

Certifications

ACAMSDiploma in Anti-Money Laundering